1
Raymond Anthony Joao, Robert Richard Bock: Transaction security apparatus and method. Raymond A Joao, May 11, 1999: US05903830 (405 worldwide citation)

A transaction security apparatus which comprises a receiver for receiving one of a limitation and a restriction on an account usage, wherein the one of a limitation and a restriction on an account usage are received in real-time from an individual account holder, a memory for storing the one of a li ...


2
Raymond Anthony Joao, Robert Richard Bock: Transaction security apparatus and method. Raymond A Joao, March 2, 1999: US05878337 (365 worldwide citation)

A transaction security apparatus which comprises a transaction device, wherein the transaction device one of generates and transmits a first signal in response to a transaction, and a communication device associated with an individual account. The communication device receives the first signal. The ...


3
Raymond Anthony Joao, Robert Richard Bock: Transaction security apparatus and method. Raymond A Joao Esq, March 4, 2003: US06529725 (179 worldwide citation)

A transaction security apparatus and method including an input device for inputting transaction data, a processing device for processing the transaction data and for generating a first signal corresponding to the transaction, and a transmitter for transmitting the first signal over a communication n ...


4
Raymond Anthony Joao, Robert Richard Bock: Transaction security apparatus. Raymond A Joao Esq, August 22, 2006: US07096003 (178 worldwide citation)

An apparatus including a memory device for storing a limitation or restriction on an account use received via the Internet and/or World Wide Web and a processing device for determining whether a transaction on the account or a use of a wireless or cellular communication device is authorized, allowed ...


5
Raymond Anthony Joao: Transaction security apparatus and method. GTJ VENTURES, Raymond A Joao Esq, January 26, 2016: US09245270 (1 worldwide citation)

An apparatus including an input device for inputting transaction information regarding a transaction on an account involving an individual, a camera for obtaining a photograph of the individual which photograph is stored as a digital photograph file, a processing device which processes information r ...


6
Raymond Anthony Joao: Transaction security apparatus and method. GTJ VENTURES, Raymond A Joao Esq, January 12, 2016: US09235841 (1 worldwide citation)

An apparatus, including an input device or receiver for inputting or receiving transaction information regarding a transaction on or involving an account and involving an individual, a camera for obtaining a photograph or a picture of the individual, a processing device for processing information re ...


7
Raymond Anthony Joao: Transaction security apparatus and method. GTJ VENTURES, Raymond A Joao Esq, March 6, 2018: US09911124

A transaction security apparatus, including an input device or receiver for inputting or receiving transaction information regarding a transaction on or involving an account, a camera or video recording device for obtaining or recording a photograph or video clip of an individual involved in the tra ...


8
Raymond Anthony Joao: Transaction security apparatus and method. GTJ VENTURES, Raymond A Joao Esq, December 18, 2018: US10157385

A transaction security apparatus, including a card reader; an input device or receiver which inputs or receives transaction information regarding a transaction on or involving an account; a camera or video recording device which obtains or records a photograph or video clip of an individual involved ...


9
Raymond Anthony Joao: Transaction security apparatus and method. Raymond A Joao Esq, January 25, 2007: US20070017974-A1

A transaction security apparatus, including an input device for inputting information regarding a transaction on an account involving an individual, a camera for obtaining a photograph of the individual's face, wherein the photograph is stored as a digital photograph file, a processing device, where ...


10
Raymond Anthony Joao, Robert Richard Bock: Transaction security apparatus and method. Raymond A Joao Esq, February 28, 2002: US20020025797-A1

A transaction authorization, notification and/or security apparatus, which comprises a device for issuing an authorization request for a transaction, a device for processing the authorization request and for transmitting a first one of a signal, data and information in response to the authorization ...