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Michael J Berardi, Michal Bliman, David S Bonalle, Jennifer Anne Elwood, Matthew C Hood, Susan E Isenberg, Alexandra Mayers, Peter D Saunders, Kathryn D Scheding, Sejal Ajit Shah, John R Williamson: System and method for payment using radio frequency identification in contact and contactless transactions. American Express Travel Related Services Company, Fitzpatrick Cella Harper & Scinto, July 3, 2007: US07239226 (130 worldwide citation)

A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a personalization system for populating onto the fob and RFID reader identifying information and security and authentication keys which may ...


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Michael J Berardi, Michal Bliman, David S Bonalle, Jennifer Anne Elwood, Matthew C Hood, Susan E Isenberg, Alexandra Mayers, Peter D Saunders, Kathryn D Scheding, Sejal Ajit Shah, John R Williamson: System and method for payment using radio frequency identification in contact and contactless transactions. Snell & Wilmer, One Arizona Center, March 11, 2004: US20040049451-A1 (1 worldwide citation)

A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a personalization system for populating onto the fob and RFID reader identifying information and security and authentication keys which may ...


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Fred Bishop, Peter D Saunders: RF payment via a mobile device. CHARTOLEAUX KG LIABILITY COMPANY, Brundidge & Stanger P C, January 30, 2018: US09881294

A nontraditional transaction device, for example a mobile device, may be employed to complete a transaction. The mobile device may utilize radio frequency (RF) communication and/or authentication to facilitate completion of a transaction. Secondary identification information, for example voice recog ...


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Berardi Michael J, Bliman Michal, Bonalle David S, Elwood Jennifer Anne, Hood Matthew C, Isenberg Susan E, Mayers Alexandra, Saunders Peter D, Scheding Kathryn D, Shah Sejal Ajit, Williamson John R: System and method for payment using radio frequency identification in contact and contactless transactions. American Express Travel Relate, April 28, 2004: EP1413150-A2

A transporter-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a personalization system for populating onto the fob and RFID reader identifying information and security and authentification keys which ma ...


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Michael J Berardi, Michal Bliman, David S Bonalle, Jennifer Anne Elwood, Matthew C Hood, Susan E Isenberg, Alexandra Mayers, Peter D Saunders, Kathryn D Scheding, Sejal Ajit Shah, John R Williamson: System and Method for Payment Using Radio Frequency Identification in Contact and Contactless Transactions. American Express Travel Related Services Company, Fitzpatrick Cella, November 15, 2007: US20070265964-A1

A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a personalization system for populating onto the fob and RFID reader identifying information and security and authentication keys which may ...


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Michael J Berardi, Michal Bliman, David S Bonalle, Jennifer Anne Elwood, Matthew C Hood, Susan E Isenberg, Alexandra Mayers, Trevor W Perry, Peter D Saunders, Kathryn D Scheding, Sejal Ajit Shah, Kristin L VonWald, John R Williamson: System and method for payment using radio frequency identification in contact and contactless transactions. Snell & Wilmer, One Arizona Center, July 28, 2005: US20050165695-A1

A transponder-reader payment system includes a RFID reader for interrogating a transponder, and a fob including a transponder which is associated with fob data file funded by one or more funding sources. In exemplary operation, the fob identifying information may be presented to the RFID reader for ...


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Berardi Michael J, Bliman Michal, Bonalle David S, Elwood Jennifer Anne, Hood Matthew C, Isenberg Susan E, Mayers Alexandra, Saunders Peter D, Scheding Kathryn D, Shah Sejal Ajit, Williamson John R: System and method for payment using radio frequency identification in contact and contactless transactions. American Express Travel Related Services Compagny, SOBELMAN Howard I, January 23, 2003: WO/2003/007623

A transporter-reader payment system includes a fob (102) including a transponder (114), and a RFID reader (104) for interrogating the transponder (102). The system may further include a personalization system (134) for populating onto the fob (102) and RFID reader (104) identifying information and s ...


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Berardi Michael J, Bliman Michal, Bonalle David S, Elwood Jennifer A, Hood Matthew C, Isenberg Susan E, Mayers Alexandra, Saunders Peter D, Scheding Kathryn D, Shah Sejal A, Williamson John R: System and method for payment using radio frequency identification in contact and contactless transactions. American Express Travel Relate, huangxiao lin, May 28, 2008: CN200710305580

A radio frequency (RF) payment card includes a RF antenna; a protocol/sequence controller configured to communicate with the RF antenna; a security data-base including sole identification code for a personalized card, an encryption key for the sole identification code for the personalized card, a de ...


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Berardi Michael J, Bliman Michal, Bonalle David, Elwood Jennifer A, Hood Matthew C, Isenberg Susan E, Mayers Alexandra, Perry Trevor J, Saunders Peter D, Scheding Kathryn D, Shah Sejal Ajit, Vonwald Kristin L, Williamson John R: System and method for payment using radio frequency identification in contact and contactless transactions. American Express Travel Relate, huang xiaolin, October 12, 2005: CN03800814

A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a payment device separate and distinct from the fob, but associated with payment account mutually shared with the fob. In exemplary operatio ...



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