21
Thomas J Breen: Anti-fraud credit card transaction formset. Rand McNally & Co, Dressler Goldsmith Shore Sutker & Milnamow, September 16, 1986: US04611826 (8 worldwide citation)

A secure credit card formset which insures against customer credit identification falling into unauthorized with normally discarded formset portions is disclosed. The carbon paper slip is formed with a readily severable segment in the zone where the customer's credit card information is adapted to b ...


22
Vikram Bhambri, Susan Moore Warren, Matthew D Hempey, Raj Biyani, Sean Nolan: Extended data collection for multi-merchant purchasing environment for downloadable products. Microsoft Corporation, January 17, 2012: US08099365 (7 worldwide citation)

A multi-merchant purchasing system is configured to identify downloadable products selected by a user for purchase. The identified downloadable products are offered by multiple merchants. The multi-merchant purchasing system enables the user to purchase all of the downloadable products in a single t ...


23
John D Agostino: System and method for performing secure credit card transactions. Maxey Law Offices PLLC, Stephen Lewellyn, October 11, 2011: US08036988 (4 worldwide citation)

A method and system of performing secure credit card purchases in the context of a remote commercial transaction, such as over the telephone, wherein only the customer, once generally deciding upon a product or service to be purchased, communicates with a custodial authorizing entity, such as a cred ...


24
Jeffrey D Mullen, David Lambeth, Bruce Cloutier: Cards and devices with multifunction magnetic emulators and methods for using same. DYNAMICS, July 11, 2017: US09704088 (3 worldwide citation)

A payment card (e.g., credit and/or debit card) is provided with a magnetic emulator operable of communicating information to a magnetic stripe reader. Information used in validating a financial transaction is encrypted based on time such that a validating server requires receipt of the appropriate ...


25
John S Woronec: Secure credit card and method and apparatus for utilizing the same. Marshall & Melhorn, May 1, 2007: US07210621 (3 worldwide citation)

A secure credit card and a method of use of the same is shown. A transactional processing system using the method and the secure credit card of the present invention is also shown. The secure credit card has a first group of numbers or symbols which identify a user, and a second group of numbers or ...


26
Bhambri Vikram, Walsh Deirdre L, Sausville Paul C, Biyani Raj, Button Thomas L, Nolan Sean, Warren Susan, Hempey Matthew D: Product locker for multi-merchant purchasing environment for downloadable products. Microsoft, April 26, 2000: EP1684229-A1 (3 worldwide citation)

A multi-merchant purchasing system is configured to identify downloadable products selected by a user for purchase. The identified downloadable products are offered by multiple merchants. The multi-merchant purchasing system enables the user to purchase all of the downloadable products in a single t ...


27
Edward E Kelley, Franco Motika, Kim H Ruffing: Secure credit card adapter. International Business Machines Corporation, Whitham Curtis Christofferson & Cook PC, James J Cioffi, October 31, 2006: US07128273 (3 worldwide citation)

A secure card adapter provides for writing of highly secure, single transaction information on a machine-readable medium of a card structure in accordance with a format that may be downloaded from an external data source. The card structure may be, for example, an existing access authorization card ...


28
Hong Heather Yu, Xiangyang Kong, Alex Gelman: Transparent secure electronic credit card transaction protocol with content-based authentication. Matsushita Electric Industrial, Harness Dickey & Pierce, January 11, 2005: US06842743 (2 worldwide citation)

A secure credit card transaction method and system operates when a buyer wishes to purchase goods or services using a computer from a web site that is hosted by a server. The credit card transaction method and system embeds a signature in a credit card image on the computer. A first public key is us ...


29
Shaked Yosef: System and method for authenticating a customers identity and completing a secure credit card transaction without the use of a credit card number. Shaked Yosef, December 27, 2007: WO/2007/148234 (2 worldwide citation)

The present invention provides a system and method for authenticating a customer's identity and completing a credit card transaction between the customer and a merchant by authorizing a customer's transaction request without the use of the customer's credit card number or personal information. The m ...


30
Jeffrey D Mullen, David Lambeth, Bruce Cloutier: Cards and devices with multifunction magnetic emulators and methods for using same. DYNAMICS, January 17, 2017: US09547816 (1 worldwide citation)

A payment card (e.g., credit and/or debit card) is provided with a magnetic emulator operable of communicating information to a magnetic stripe reader. Information used in validating a financial transaction is encrypted based on time such that a validating server requires receipt of the appropriate ...