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William Randle, Richard Ercole, Terry L Geer, David L James, Jodie M Fredelake, Dennis Roman, Fabio Fontana, Rick Bartlett, Ruth Rosenberg, Robert W Murphy, Tuong T Tran, Paul Lampru: Real time bank-centric universal payment system. Huntington Bancshares Incorporated, Hewlett Packard Company, Verifone, Porter Wright Morris & Arthur, October 26, 1999: US05974146 (376 worldwide citation)

An infrastructure for a real time bank-centric universal payment system in which a central processing unit (CPU) defines an electronic commerce trust system formed from a plurality of financial service provider members subscribing to a common standard having applicability throughout the infrastructu ...


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Steven M Hoffberg: System and method for determining contingent relevance. Steven M Hoffberg Esq, Ostrolenk Faber, November 14, 2017: US09818136 (1 worldwide citation)

A system and method providing for communication and resolution of utility functions between participants, wherein the utility function is evaluated based on local information at the recipient to determine a cost value thereof. A user interface having express representation of both information elemen ...


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Randle William, Ercole Richard, Geer Terry L, James David L, Fredelake Jodie M, Roman Dennis, Fontana Fabio, Bartlett Rick, Rosenberg Ruth, Murphy Robert W, Tran Tuong T, Lampru Paul: Real time bank-centric universal payment system. Huntington Bancshares Incorporated, Hewlett Packard Company, Verifone, Randle William, Ercole Richard, Geer Terry L, James David L, Fredelake Jodie M, Roman Dennis, Fontana Fabio, Bartlett Rick, Rosenberg Ruth, Murphy Robert W, Tran Tuong T, Lampru Paul, BARANOWSKI Edwin M, February 11, 1999: WO/1999/007102

An infrastructure for a real time bank-centric universal payment system (2) in which a central processing system (CPU) defines an electronic commerce trust system (1) formed from a plurality of financial service provider members (4) subscribing to a common standard having applicability throught the ...