51
David M Grigg, Joseph Neil Johansen, Michael E Toth, Daniel Lynn Carpenter, Hood Qaim Maqami, Carrie Anne Hanson, Elizabeth S Votaw: Sorting mobile banking functions into authentication buckets. Bank of America Corporation, Michael A Springs, Moore & Van Allen PLLC, Peter B Stewart, March 14, 2017: US09595025 (1 worldwide citation)

Embodiments are directed to systems, methods and computer program products for sorting mobile banking functions into authentication buckets. Embodiments determine, for each of a plurality of mobile banking functions, a corresponding authentication buckets, where each authentication bucket correspond ...


52
Darren E Canavor, Jesper M Johansson: Managing security credentials. AMAZON TECHNOLOGIES, Thomas Horstemeyer, September 19, 2017: US09767262 (1 worldwide citation)

Disclosed are various embodiments for managing security credentials. In one embodiment, a request for a security credential is obtained from a client and is stored in association with a user account. Knowledge-based questions are provided to the client in response to the request. At least one of the ...


53
Michael Emil Ogrinz, Evan Sachs, Stephen A Corrado, Joseph Benjamin Castinado, Matthew Hsieh: Security implementation for resource distribution. Bank of America Corporation, Michael A Springs, Moore & Van Allen PLLC, Peter B Stewart, August 22, 2017: US09743272 (1 worldwide citation)

A system for securely distributing and managing resources includes a smart device, a resource management device, and a third party system, each having communication interfaces, and memory device, and processing device. In the resource management device, the processing device is configured to: receiv ...


54
Martin Zizi, Hugh Sharkey: Local user authentication with neuro and neuro-mechanical fingerprints. Aerendir Mobile, Proprius Technolgies R L, Alford Law Group, March 7, 2017: US09590986 (1 worldwide citation)

In accordance with one embodiment, a method for locally verifying the identification of a user with an electronic device is disclosed. The method includes regenerating a neuro-mechanical fingerprint (NFP) in response to a micro-motion signal sensed at a body part. In response to a plurality of autho ...


55
Jon Oberheide, Douglas Song, Adam Goodman: System and method of notifying mobile devices to complete transactions. Duo Security, Jeffrey Schox, Padowithz Alce, January 10, 2017: US09544143 (1 worldwide citation)

A method including registering an authority device for an account on an auth platform; receiving transaction request from an initiator to the auth platform; messaging the authority device with the transaction request; receiving an authority agent response from the authority device to the auth platfo ...


56
Simon Law, Dennis Poon, Richard Burnison, Jerry Bokser: System and method for initiating transactions on a mobile device. SALT TECHNOLOGY, Perry Currier, March 14, 2017: US09596237 (1 worldwide citation)

Systems and methods are provided for providing a more seamless purchasing experience using a mobile device. The mobile device acquires data, such a barcode image, an image of an object or text, or audio data. A non-limiting example of a barcode is a Quick Response (QR) barcode. The acquired data is ...


57
Brian J Vetter, Justin P Marston: System, method and computer program product for providing notifications from a virtual device to a disconnected physical device. Hypori, Sprinkle IP Law Group, June 6, 2017: US09674171 (1 worldwide citation)

Systems, methods and computer program products for providing notifications to physical devices when they are disconnected from corresponding virtual devices. In one embodiment, a system includes a host server executing a virtual device, and a notification server. A notification manager on the virtua ...


58
Andrew T Keys: Ensuring information security using one-time tokens. Bank of America Corporation, Banner & Witcoff, Michael A Springs, June 27, 2017: US09692752 (1 worldwide citation)

Methods, systems, and computer-readable media for ensuring information security using one-time tokens are presented. In one or more embodiments, a computing platform may receive, from a user device, a request to access an online banking portal using a user account. Based on the request, the computin ...


59
Stephen M Ellis, Michael J Kennedy, Ashish Bhoopen Kurani, Melissa Lowry, Uma Meyyappan, Bipin Sahni, Nikolai Stroke: Interoperable mobile wallet refund. Wells Fargo Bank N A, Foley & Lardner, July 25, 2017: US09715689 (1 worldwide citation)

A computer-implemented system and method that includes receiving, by a messaging hub computer system, from a point of sale (POS) device of a merchant, a request to process a refund for a transaction that occurred between the merchant and a mobile device of a payor, the request comprising a previousl ...


60
Michael E Globe, Mazin Al Samadi, Lauren Van Heerden, Gunalan Nadarajah, Orin Del Vecchio, Michael D Cummins, Prabaharan Sivashanmugam: Systems and methods for identifying product recommendations based on investment portfolio data. The Toronto Dominion Bank, Duane Morris, May 16, 2017: US09652798 (1 worldwide citation)

The disclosed embodiments include, for example, systems and methods for providing recommendations of one or more alternative products to a user based on investment portfolio data. In one aspect, the disclosed embodiments may include a system that is configured to obtain information associated with o ...



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