41
Kloha Matthias: Online banking system and method for electronic communication that keeps data secure. Fiducia It, April 1, 2009: EP2043021-A1 (3 worldwide citation)

2. Die Erfindung betrifft ein Onlinebankingsystem (1) zur datentechnisch gesicherten elektronischen Kommunikation eines Geschäftsvorganges zwischen einer ersten Datenverarbeitungseinrichtung (10) eines ersten Teilnehmers, insbesondere eines Kunden eines Bankinstitutes, und einer zweiten Datenverarbe ...


42
Camaisa Allan, Samuelsson Jonas: System and method for blocking unauthorized network log in using stolen password. Anakam L L C, March 28, 2007: EP1766839-A1 (3 worldwide citation)

When a user successfully logs in to an information server (22, 104) such as an online banking server, an e-commerce server, or a VPN server, for greater security communication is transferred transparently to the user to an authentication server (106) for additional authentication. The additional aut ...


43
Siourthas Constantine, Matzen Bjarne Staugaard: An authentication system and process. Fmt Worldwide, Siourthas Constantine, Matzen Bjarne Staugaard, DAVIES COLLISON CAVE, December 21, 2007: WO/2007/143795 (3 worldwide citation)

An authentication system including: (i) a user device, such as a mobile phone or media player, for storing random identification data for a user of the user device, and for processing entered token data to generate response data on the basis of the identification data; (ii) a client device, such as ...


44
Ori Eisen: Systems and methods of sharing information through a tag-based consortium. The 41st Parameter, Knobbe Martens Olson & Bear, April 17, 2018: US09948629 (2 worldwide citation)

The invention provides one or more consortia of networks that identify and share information about users and/or user devices interacting with the consortia. User devices may be identified, at least in part, by tag-based computer information. Computers and other devices accessing the Web carry device ...


45
Tenni Theurer, Thomas Purves, Shilpak Mahadkar, Ayman Hammad: Third-party value added wallet features and interfaces apparatuses, methods and systems. VISA INTERNATIONAL SERVICE ASSOCIATION, Loeb & Loeb, July 18, 2017: US09710807 (2 worldwide citation)

The THIRD-PARTY VALUE ADDED WALLET FEATURES AND INTERFACES APPARATUSES, METHODS, AND SYSTEMS (“VAW”) facilitates allowing a third party service provider to integrate with an electronic wallet to provide a value-added service to a wallet consumer. The VAW may also be configured to facilitate the crea ...


46
Kevin Bouey, Sri Saravana Muthu, Brian M Pearce, Adam Vancini: System and method for transferring funds. CLEARXCHANGE, Bryan Cave, April 18, 2017: US09626664 (2 worldwide citation)

A method includes registering a public identifier for a recipient, including authenticating the public identifier; receiving a funds transfer request to transfer funds from a sender to the recipient, the request including the public identifier and being received from a second computer system, the fi ...


47
David M Grigg, Joseph Neil Johansen, Michael E Toth, Daniel Lynn Carpenter, Hood Qaim Maqami, Carrie Anne Hanson, Elizabeth S Votaw: Sorting mobile banking functions into authentication buckets. Bank of America Corporation, Michael A Springs, Moore & Van Allen PLLC, Peter B Stewart, March 14, 2017: US09595025 (2 worldwide citation)

Embodiments are directed to systems, methods and computer program products for sorting mobile banking functions into authentication buckets. Embodiments determine, for each of a plurality of mobile banking functions, a corresponding authentication buckets, where each authentication bucket correspond ...


48
Simon Law, Dennis Poon, Richard Burnison, Jerry Bokser: System and method for initiating transactions on a mobile device. SALT TECHNOLOGY, Perry Currier, March 14, 2017: US09596237 (2 worldwide citation)

Systems and methods are provided for providing a more seamless purchasing experience using a mobile device. The mobile device acquires data, such a barcode image, an image of an object or text, or audio data. A non-limiting example of a barcode is a Quick Response (QR) barcode. The acquired data is ...


49
Ronald King Hang Chu, Mark Kogen, Warren Tan, Simon Ma, Yosif Smushkovich, Gerry Glindro, Jeffrey William Coyte Nicholas: Methods and systems for secure user authentication. Citicorp Credit Services, Eric L Sophir, Dentons US, September 19, 2017: US09768963 (2 worldwide citation)

Methods and systems for secure user authentication using a OTP involve, for example, pre-storing a OTP application on a first computing device for generating a valid OTP value for the user responsive to receiving entry of a valid PIN value of the user, no part of the valid PIN value is stored on the ...


50
Brian J Vetter, Rajesh P Gopi, Galib Arrieta: System, method and computer program product for capturing touch events for a virtual mobile device platform. Hypori, Sprinkle IP Law Group, April 11, 2017: US09619673 (2 worldwide citation)

Embodiments disclosed herein can allow a user of mobile device in a network environment to switch between using public network services and using private network services. To access private network services, a virtualization cloud client application running on mobile device connects to a virtualized ...