1
William R Matz, Scott R Swix: Method and system to perform content targeting. AT&T Intellectual Property I, Scott P Zimmerman PLLC, October 28, 2008: US07444658 (117 worldwide citation)

A method and system for targeting advertisements. Advertisements are selectively sent to user terminals based on a user classification. According to an embodiment of the present invention, a system defines matches between user classifications and advertisement classifications. User data is collected ...


2
Edward W Fordyce III, Michelle Eng Winters, Leigh Amaro: Systems and methods to provide intelligent analytics to cardholders and merchants. Visa U, The Webb Law Firm, April 17, 2018: US09947020 (2 worldwide citation)

In one aspect, a computing apparatus includes: a transaction handler to process transactions, a data warehouse to store transaction data recording the transactions processed by the transaction handler, a portal coupled with the data warehouse to receive one or more parameters as an input and to prov ...


3
Joseph Spears, Mark Carlson, Patrick Stan: Systems and methods for route prediction. Visa International Service Association, The Webb Law Firm, March 20, 2018: US09921072 (2 worldwide citation)

Predicting the future location of a user based on predicting the route that the user might take is disclosed. The routes used by the user in the past are indexed to generate a dictionary of routes which can be further augmented with contextual data. The prior routes are encoded within the dictionary ...


4
Silvio Orlando Renaud Tavares: Systems and methods to identify merchants. VISA INTERNATIONAL SERVICE ASSOCIATION, Greenberg Traurig, August 22, 2017: US09741030 (1 worldwide citation)

A system and method including a mobile application installed on a mobile device and configured to authenticate a merchant represented by a unique identifier, determine a position of the mobile device while the mobile device is co-located with a transaction terminal of the merchant, communicate the p ...


5
Mark Carlson, Patrick Stan, John Hamilton MacIlwaine: Systems and methods to reward user interactions. Visa International Service Association, Greenberg Traurig, January 31, 2017: US09558502

In one aspect, a system includes a transaction handler, a data warehouse to store transaction data recording transactions processed at the transaction handler and to store account data identifying an account of a user, and a portal to receive a user selection of a first portion of an advertisement a ...


6
Jeanette Yoder, Leigh Amaro, Ryan Hagey, Michael Steven Bankston: Systems and methods to provide real-time offers via a cooperative database. VISA INTERNATIONAL SERVICE ASSOCIATION, Greenberg Traurig, June 13, 2017: US09679299

In one aspect, a computing apparatus is configured to: store transaction data recording transactions processed by a transaction handler; organize third party data according to community, where the third party data includes first data received from a first plurality of entities of a first community a ...


7
Michelle Eng Winters: Systems and methods to enhance search data with transaction based data. Visa U, The Webb Law Firm, October 24, 2017: US09799078

In one aspect, a system includes a transaction handler to process transactions, a data warehouse to store data recording the transactions, a portal configured to communicate with a search engine and to provide a user interface to receive a request from a merchant, and at least one processor coupled ...


8
Michelle Eng Winters: Systems and methods to enhance search data with transaction based data. Visa U, The Webb Law Firm, April 24, 2018: US09953373

Provided is a system, method, and apparatus for enhancing search data using a search engine and a transaction handler. The method includes processing, by a transaction handler, a plurality of transactions initiated at a plurality of user terminals associated with a plurality of users, receiving a re ...


9
Jeanette Yoder, Leigh Amaro, Ryan Hagey, Michael James Gebbie, Michael Steven Bankston: Systems and methods to rank and select triggers for real-time offers. Visa International Service Association, The Webb Law Firm, May 15, 2018: US09972021

In one aspect, a computing apparatus is configured to receive an input specifying a set of users, identify a set of triggers, each of which corresponds to a set of one or more conditions which when satisfied cause transmission of a message to the set of users, rank the triggers based at least in par ...


10
Joseph Spears, Mark Carlson, Patrick Stan: Systems and methods to select locations of interest based on distance from route points or route paths. VISA INTERNATIONAL SERVICE ASSOCIATION, Greenberg Traurig, August 15, 2017: US09736646

Selection of offers, locations or merchants based on their distances from a portion of a user's route and their affinity for the user is disclosed. A route employed by a user for travelling to a destination is obtained and segmented at identified vertices. Locations that are proximate to the route s ...