1
Jeremy R Lent, Mary Lent, Eric R Meeks, Yinzi Cai, Timothy J Coltrell, David W Dowhan: Method and apparatus for an account level offer of credit and real time balance transfer. NextCard, Van Pelt & Yi, November 27, 2001: US06324524 (473 worldwide citation)

A system and method are disclosed for presenting multiple custom offers to an applicant for credit over a network. The method includes obtaining a credit report containing applicant data. A plurality of offers are presented to the applicant. The plurality of offers are derived from the applicant dat ...


2
Lent Jeremy R, Lent Mary, Meeks Eric R, Cai Yinzi, Coltrell Timothy J, Dowhan David W: Method and apparatus for an account level offer of credit and real time balance transfer. Nextcard, VAN PELT Lee, May 11, 2000: WO/2000/026832

A system and method are disclosed for presenting multiple custom offers to a credit applicant over a network. The method includes obtaining a credit report containing applicant data. A plurality of offers are presented to the applicant (1008). The plurality of offers are derived from applicant data ...


3
Lent Jeremy R, Lent Mary, Meeks Eric R, Cai Yinzi, Coltrell Timothy J, Dowhan David W: Method and apparatus for an account level offer of credit and real time balance transfer. Nextcard, April 17, 2002: EP1196883-A1

A system and method are disclosed for presenting multiple custom offers to a credit applicant over a network. The method includes obtaining a credit report containing applicant data. A plurality of offers are presented to the applicant (1008). The plurality of offers are derived from applicant data ...