1
George F Thomas, Albert G Wood, Joseph S Pawelczyk, Robert M Cotton: Electronic funds transfer method and system and bill presentment method and system. The Clearing House Service Company L L C, Fitzpatrick Cella Harper & Scinto, January 9, 2001: US06173272 (286 worldwide citation)

A funds transfer system for facilitating electronic funds transfer between a payor and a payee by means of an intermediate trusted third party comprises: a payor station including a device for electronic communication of a payment order, the payment order comprising the payee's name, address an ...


2
Thomas George F, Wood Albert G, Pawelczyk Joseph S, Cotton Robert M: Electronic funds transfer method and system and bill presentment method and system. The Clearing House Service Company, RAGUSA Joseph W, November 4, 1999: WO/1999/056219

A funds transfer system described facilitates elelctronic funds transfer between two parties. The home banking system computer (40) is operable, upon receipt of the payment order from the payor station (30), to generate a universal identifier number uniquely identifying the payee and to transmit ele ...



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