1
Sholom S Rosen: Electronic-monetary system. Citibank N A, Thomas P Dowling, Laurence J Bromberg, September 26, 1995: US05453601 (751 worldwide citation)

An improved monetary system using electronic media to exchange economic value securely and reliably. The invention provides a complete monetary system having electronic money that is interchangeable with conventional paper money comprising (1) issuing banks or financial institutions that are coupled ...


2
Humphrey Williams, Kevin Hughes, Bipinkumar G Parmar: System, method and article of manufacture for network electronic authorization utilizing an authorization instrument. VeriFone, Warren & Perez, September 29, 1998: US05815657 (642 worldwide citation)

An electronic monetary system provides for transactions utilizing an electronic-monetary system that emulates a wallet or a purse that is customarily used for keeping money, credit cards and other forms of payment organized. Access to the instruments in the wallet or purse is restricted by a passwor ...


3
Sholom S Rosen: Electronic-monetary system. Citibank N A, Thomas P Dowling, Laurence J Bromberg, October 3, 1995: US05455407 (432 worldwide citation)

An improved monetary system using electronic media to exchange economic value securely and reliably. The invention provides a complete monetary system having electronic money that is interchangeable with conventional paper money comprising (1) issuing banks or financial institutions that are coupled ...


4
Humphrey Williams, Kevin Hughes, Bipinkumar G Parmar: System, method and article of manufacture for the use of payment instrument holders and payment instruments in network electronic commerce. VeriFone, Sanford E Warren Jr, Daniel J Gardere & Wynne Chalker, October 5, 1999: US05963924 (431 worldwide citation)

An electronic monetary system provides for transactions utilizing an electronic-monetary system that emulates a wallet or a purse that is customarily used for keeping money, credit cards and other forms of payment organized. Access to the instruments in the wallet or purse is restricted by a passwor ...


5
Humphrey Williams, Kevin Hughes, Bipinkumar G Parmar: System, method and article of manufacture for network electronic payment instrument and certification of payment and credit collection utilizing a payment. VeriFone, Sanford E Warren Jr, Daniel J Chalker, Gardere & Wynne L, January 18, 2000: US06016484 (365 worldwide citation)

An electronic monetary system provides for transactions utilizing an electronic-monetary system that emulates a wallet or a purse that is customarily used for keeping money, credit cards and other forms of payment organized. Access to the instruments in the wallet or purse is restricted by a passwor ...


6
Sholom S Rosen: Electronic-monetary system. Citibank N A, Morgan & Finnegan L, July 6, 1999: US05920629 (345 worldwide citation)

An electronic-monetary system having (1) banks or financial institutions that are coupled to a money generator device for generating and issuing to subscribing customers electronic money including electronic currency backed by demand deposits and electronic credit authorizations; (2) correspondent b ...


7
Sholom S Rosen: Electronic-monetary system. Citibank N A, Morgan & Finnegan, April 4, 2000: US06047067 (285 worldwide citation)

An electronic-monetary system having (1) banks or financial institutions that are coupled to a money generator device for generating and issuing to subscribing customers electronic money including electronic currency backed by demand deposits and electronic credit authorizations; (2) correspondent b ...


8
Sholom S Rosen: Electronic-monetary system. Citibank N A, Morgan & Finnegan L, August 25, 1998: US05799087 (261 worldwide citation)

An electronic-monetary system having (1) banks or financial institutions that are coupled to a money generator device for generating and issuing to subscribing customers electronic money including electronic currency backed by demand deposits and electronic credit authorizations; (2) correspondent b ...


9
Sholom S Rosen: Electronic-monetary system. Citibank N A, Morgan & Finnegan L, October 5, 1999: US05963648 (239 worldwide citation)

An electronic-monetary system having (1) banks or financial institutions that are coupled to a money generator device for generating and issuing to subscribing customers electronic money including electronic currency backed by demand deposits and electronic credit authorizations; (2) correspondent b ...


10
Sholom S Rosen: Electronic-monetary system. Citibank N A, Morgan & Finnegan L, September 14, 1999: US05953423 (182 worldwide citation)

An electronic-monetary system having (1) banks or financial institutions that are coupled to a money generator device for generating and issuing to subscribing customers electronic money including electronic currency backed by demand deposits and electronic credit authorizations; (2) correspondent b ...