1
Halpern John W: Proximity data transfer system with tamper proof portable data token. Townsend and Townsend, September 16, 1975: US3906460 (173 worldwide citation)

A data handling system comprising a data transfer portion and a portable data token portion. The data transfer portion includes means for transferring data between the data token and a computer, data checking circuitry, means for transferring a validation character signal to the data token, and a pr ...


2
Mansvelt Andre Peter, Belamant Serge Christian Pierr: Funds transfer system.. Mansvelt Andre Peter, Belamant Serge Ch P, April 10, 1991: EP0421808-A2 (161 worldwide citation)

The present invention relates to a method of transferring funds characterized in that it includes the steps of linking a first portable data storage and processing device to a first financial institution; debiting an account held at the financial institution and recording a corresponding credit valu ...


3
Rosen Sholom S: Electronic monetary system.. Citibank Na, May 19, 1993: EP0542298-A2 (156 worldwide citation)

An improved monetary system using electronic media to exchange economic value securely and reliably. The invention provides a complete monetary system having electronic money that is interchangeable with conventional paper money comprising (1) issuing banks or financial institutions that are coupled ...


4
Baltes Heinrich Peter, Romerio Michel Vincent: Kinoform.. Landis & Gyr, April 27, 1983: EP0077464-A2 (152 worldwide citation)

1. A method of producing a kinoform wherein the amplitude distribution function of a plurality of discrete picture elements of an image which is to be reproduced by the kinoform upon coherent irradiation, is established, recorded and converted by computer means into the associated phase distribution ...


5
West Michael Anthony: Article verification. West Michael Anthony, December 2, 1987: GB2190996-A (144 worldwide citation)

Apparatus (2) for characterising or identifying an article (10) having a magnetic material thereon which stores information relating to the article, the apparatus comprising means (24) for irradiating the article with electromagnetic radiation of a particular spectral characteristic, means (26, 28, ...


6
Wostl Wolfgang J, Gower Bobby G: Automated dispensing system. Atlantic Richfield Company, Morton Bernard Brown Roberts & Sutherland, January 15, 1974: US3786421 (144 worldwide citation)

An automated article dispensing system, such as a vehicle service station, capable of dispensing goods in response to activation by an authorized holder of a credit card, and not requiring an attendant. The customer inserts the credit card into a control console and the identifying indicia from the ...


7
Blonder Greg E, Greenspan Steven Lloyd, Mirville J Robert, Sugla Binay: Transaction authorization and alert system. At & T, December 4, 1996: EP0745961-A2 (140 worldwide citation)

An automated method for alerting a custorner that a transaction is being initiated and for authorizing the transaction based on a confirmation/approval by the customer thereto. In accordance with one illustrative embodiment, a request to authorize the transaction is received, wherein the request inc ...


8
Golvin Charles, Katis Thomas: Method and system to perform electronic value exchange and settlement among heterogeneous payment schemes with heterogeneous currencies. Citibank Na, October 13, 1999: EP0949596-A2 (137 worldwide citation)

A method and system to perform electronic value exchange and settlement among heterogeneous payment schemes with heterogeneous currencies. The method and system simultaneously enable electronic value exchange and denomination conversion. In an electronic exchange, the method and system determine the ...


9
Castrucci Paul P: Information card. International Business Machines Corporation, November 7, 1972: US3702464 (130 worldwide citation)

An information card for credit and accounting system having a monolithic or solid state memory for storage of information responsive to computer controlled systems.


10
Ward John H: Identification card having a reference beam coded hologram. Optronics International, Birch Richard J, July 15, 1975: US3894756 (127 worldwide citation)

An identification system for identifying persons, articles, documents and the like using a coded hologram which contains the desired identifying indicia in coded holographic form. Encoding of the identifying indicia in the hologram is accomplished by means of a beam scrambler which introduces random ...