Michael A Liberty: Using a mobile wallet infrastructure to support multiple mobile wallet providers. MOZIDO, Workman Nydegger, December 8, 2015: US09208488 (9 worldwide citation)

Embodiments are directed to performing a transaction using a third party mobile wallet, performing a transaction using a third party point of sale (POS) system and to making a purchase from a third party mobile wallet provided by a third party mobile wallet provider. In one scenario, a cloud-based t ...

Jason Wolfe: System and method for chopping up and processing gift cards. GiftCodes com, April 28, 2015: US09016567 (9 worldwide citation)

Systems, methods, and computer-readable media for chopping up a gift card/code into smaller multiple gift card/codes. The system receives a request from a user to convert a closed-loop card/code having a value amount into two different closed-loop cards/codes and divides (or “chops up”) the closed-l ...

Don Gaspar: Credit card tokenization techniques. YapStone, Mauriel Kapouytian Woods, James Woods, July 28, 2015: US09092777 (7 worldwide citation)

The present invention provides techniques in connection with payment transactions. Techniques are included in which a non-merchant entity generates, stores, and provides to a merchant a token that can be stored and used by the merchant, for example, in place of a credit card number, in connection wi ...

James C Stretch, Nicole Granucci: System, apparatus and methods for automatically calculating discounts for purchases from merchants made using a reservation system. Visa U, Greenberg Traurig, September 16, 2014: US08833645 (7 worldwide citation)

System, apparatus and methods for automatically calculating a discount for a customer offered by a merchant through a reservation system. In one example, a reservation file is provided and contains data relating to a reservation, and transaction data relating to payment card transactions is accessed ...

Esmael Hejazi Dinan: Secure and mobile financial transaction. Ofinno Technologies, Esmael Dinan, David Grossman, April 30, 2013: US08433657 (7 worldwide citation)

A portable device is configured to transmit a first encrypted message to an account database server. The first encrypted message may comprise a request to get information about a financial account. The portable device receives a second encrypted message comprising the financial account information. ...

PIANESE FABIO, EVANS NOAH: [fr] Système de transfert électronique décentralisé, [de] Dezentralisiertes elektronisches Übertragungssystem, [en] Decentralized electronic transfer system. ALCATEL LUCENT, September 4, 2013: EP2634738-A1 (6 worldwide citation)

[en] Method for use in a decentralized electronic transfer system, the method comprising the steps of: - Generating a first digital code representing a first transaction from a first user's secure repository to the first user's unsecure repository - Sending the digital code to a secure storage memor ...

Dylan T X Zhou: One gesture, one blink, and one-touch payment and buying using haptic control via messaging and calling multimedia system on mobile and wearable device, currency token interface, point of sale device, and electronic payment card. Steven A Nielsen, www NielsenPatents com, February 21, 2017: US09576285 (5 worldwide citation)

Methods and systems for messaging, calling, and one blink, one-touch, and one gesture payments and buying via mobile and wearable devices are disclosed. An exemplary system comprises a database in communication with a processor, the processor configured to provide a haptic control associated with th ...

Otman Adam Basir: User-centric traffic enquiry and alert system. INTELLIGENT MECHATRONIC SYSTEMS, Carlson Gaskey & Olds PC, September 15, 2015: US09135624 (3 worldwide citation)

A method for notifying a user about traffic including the step of determining an origin of the user. A destination of the user is also determined. Traffic conditions between the origin and the destination are determined. The user is notified of the traffic conditions.

Richard N Cameron, Loic J Feinbier: Method and system for a wireless universal mobile product interface. Accenture Global Service, Brinks Gilson & Lione, December 2, 2014: US08903737 (3 worldwide citation)

The present invention provides a solution to the needs described above through a system and method for a wireless universal mobile product interface (WUMPI). Generally, products/objects have their own interface, or man-machine-interface (MMI). Technically, the wireless universal mobile product inter ...

Jose Caldera: Systems and methods for sanction screening. IDM GLOBAL, Greenberg Traurig, December 26, 2017: US09852427 (2 worldwide citation)

In some examples, a computerized sanction screening system may include an automated system for collection of sanction information, and a routine for analyzing additional available data related to sanction information entities. The system may also include an automated analysis summary routine for cre ...