1
Barry Alan Clark, John D Onofrio: Interface device for electronically integrating global financial services. Citibank N A, Kilpatrick Stockton, January 20, 1998: US05710889 (725 worldwide citation)

An interface device for electronically integrating a plurality of financial services provided at different geographical locations and in different time zones, and delivering such services directly to a customer facility at any time requested by the customer. The customer connects to the system whene ...


2
Leonidas P Pavlov, Nabil M Aba Jbara: Unitary, self-contained card verification and validation system and method. Intellicard International, William W Cochran II, September 30, 1986: US04614861 (694 worldwide citation)

A unitary, self-contained card (10) which does not require interaction with a fixed terminal device to prevent monitoring of confidential information contained within the card (10). The unitary, self-contained card (10) has the ability to verify a personal identification number (PIN) which is entere ...


3
Douglas C Taylor: Data card that can be used for transactions involving separate card issuers. Datamark Services, Donald S Cooper & Dunham Dowden, November 26, 1996: US05578808 (684 worldwide citation)

A multi-application data card is capable of substituting for a plurality of existing single-application data cards. The multi-application data card is preferably a smart card recording data relating to a card user and a plurality of card issuers. The following fields are associated with each card is ...


4
Christoph Karl LaDue: Wireless gaming method. Aeris Communications, Blakely Sokoloff Taylor & Zafman, December 7, 1999: US05999808 (573 worldwide citation)

A method for seamlessly transmitting application specific messages over cellular radio system control channels and switches, for use in wireless gaming and wagering, including the steps of: transmitting application specific messaging bits, configured to appear as origination data packets having from ...


5
Daniel R Bergeron: On-line wagering system with programmable game entry cards. GTECH Corporation, Steele Gould & Fried, August 16, 1988: US04764666 (543 worldwide citation)

An on-line wagering system with programmable game entry cards including cards having on-card data storage for value tokens and data uniquely related to the player. The player cards are operable as payment means in which the tokens are spent and as play validation and play entry means in lieu of mark ...


6
Robert S Wallerstein: Programmable credit card. Larson and Taylor, December 17, 1996: US05585787 (530 worldwide citation)

A programmable credit card enables accessing of a selected one of a plurality of different credit accounts with the same or different credit card companies through communication with a clearing house for the credit accounts while providing important anti-fraud features. The credit card provides mean ...


7
Douglas C Taylor: Multi-application data card. Datamark Services, Donald S Dowden, June 25, 1996: US05530232 (517 worldwide citation)

A multi-application data card is capable of substituting for a plurality of existing single-application data cards. The multi-application data card can be a smart card comprising a memory formed with at least three memory banks or storage areas for storing and updating data relating respectively to ...


8
Laurence Daniel Hardesty: Financial transaction system with retirement saving benefit. Gregory J Nelson, August 22, 2000: US06105865 (509 worldwide citation)

The system is a rebate program for the benefit of participating individuals such as wage earners. Participating individuals apply and are approved and are issued a card with an identifiable account number using credit approval systems. The card may include debit, smart card, customer loyalty and sec ...


9
Kurt M Campisano: Cardless payment system. First USA Bank NA, Hunton & Williams, May 8, 2001: US06227447 (502 worldwide citation)

A Credit Card holder's telephone number is assigned to his or her credit card as an alias. The cardholder is then required to choose a PIN for security purposes. The telephone number is linked to the cardholder's credit card number via a database. When the cardmember enters into a transact ...


10
Jack Levine, Priscilla C Brandt, Nydia Jackson, David L Johnson, Helen Clark: Method and apparatus for distributing currency. Visa International, Townsend and Townsend and Crew, December 19, 1995: US05477038 (491 worldwide citation)

A process which provides electronic access to pre-paid funds for cash or payment for goods and services. A card is issued to a customer with a value selectable by the customer. The card has a magnetic stripe with an encoded card number including a bank identification number (BIN) and an account numb ...