1
Matthew P Lawlor, Timothy E Carmody: Method and system for remote delivery of retail banking services. Online Resources, June 15, 1993: US05220501 (1491 worldwide citation)

A practical system and method for the remote distribution of financial services (e.g., home banking and bill-paying) involves distributing portable terminals to a user base. The terminals include a multi-line display, keys "pointer to" lines on the display, and additional keys. Contact is establishe ...


2
Leslie P Kalmus, Donald R Trojan, Bradley Mott, John Strampfer: Automated securities trading system. Merrill Lynch Pierce Fenner & Smith, William L Botjer, June 16, 1987: US04674044 (1090 worldwide citation)

Data processing based apparatus makes an automated trading market for one or more securities. The system retrieves the best obtaining bid and asked prices from a remote data base, covering the ensemble of institutions or others making a market for the relevant securities. Data characterizing each se ...


3
Susan W Wagner: Automated futures trading exchange. World Energy Exchange Corporation, Sigalos Levine & Montgomery, February 20, 1990: US04903201 (1040 worldwide citation)

A computerized open outcry exchange system for transacting sales of a particular futures commodity contract by members of a futures trading exchange wherein bids to purchase or offers to sell the particular commodity contract are made by the members through remote terminals and the exchange computer ...


4
Donald R Trojan, Edward F Keenan III, Henry Hyatt: Securities trading workstation. Merrill Lynch Pierce Fenner & Smith Incorporated, Hopgood Calimafde Kalil Blaustein & Judlowe, March 22, 1994: US05297032 (965 worldwide citation)

A work station for use by a trader of securities on an established market. The work station is integrated into a network of competing market makers for a plurality of securities for trading. A centralized database provides a feed of data on current market events for the securities, including price a ...


5
Stephen S Fleming: Childrens credit or debit card system. McCutchen Doyle Brown & Enersen, September 14, 1999: US05953710 (744 worldwide citation)

Methods and credit or debit card systems are disclosed that allow the available credit to be determined by someone other than the card issuer and that allow a limit to be set on the number of expenditures that can be made. The methods and systems can be used to provide a mechanism for supervising cr ...


6
Edward L Braun, Eric A Thomson: Financial data processing system. Fraser and Bogucki, March 23, 1982: US04321672 (731 worldwide citation)

Methods and systems for effecting a variety of electronic funds transfer transactions are based upon the use of unit records containing preprinted non-machine readable data, preprinted machine readable data, and manually entered data, and conversion of such records from negotiable instruments to doc ...


7
Jose Gutman, Jim Wright, Louis D Finkelstein, Larry Puhl: Electronic wallet. Motorola, Jose Gutman, William E Koch, Thomas G Berry, June 22, 1993: US05221838 (627 worldwide citation)

An electronic wallet includes memory for storing at least a balance corresponding to an account in a financial institution, and a selective call receiver for receiving a wireless message transmitted from a remote transmitter, the wireless message including financial information relating to the balan ...


8
Gilbert R Deming: Electronic funds transfer system. April 18, 1989: US04823264 (583 worldwide citation)

The present invention relates to an electronic funds transfer system that assures that funds to be electronically transferred are actually present to be transferred. This is accomplished by sending both the debit side and the credit side of the transaction as described in automated clearing house re ...


9
Bill E Brody, David H Tannenbaum: Currency transfer system and method using fixed limit cards. Winstead Sechrest & Minick, September 27, 1994: US05350906 (541 worldwide citation)

There is disclosed a currency transfer system and method which utilizes the existing ATM network but which provides for the temporary assignment of a PIN number and the temporary establishment of a credit limit within an existing account. Using the system a customer can, by using a temporary PIN at ...


10
Robert R Champion, Basil R Twist Jr: Goal-directed financial asset management system. Champion Securities, Hopgood Calimafde Kalil Blaustein & Judlowe, June 30, 1992: US05126936 (521 worldwide citation)

A data processing apparatus and method controls and implements a goal-directed financial assets management system. The operative system receives investor deposits at selected levels of correspondence to established capital markets. A proportionality factor, or "market multiple" MM, is established as ...