1
Michael A Lazarus, William R Caid, Richard S Pugh, Bradley D Kindig, Gerald S Russell, Kenneth B Brown, Ted E Dunning, Joel L Carleton: System and method for optimal adaptive matching of users to most relevant entity and information in real-time. Aptex Software, Knobbe Martens Olson & Bear, October 17, 2000: US06134532 (785 worldwide citation)

A system and method for selecting and presenting personally targeted entities such as advertising, coupons, products and information content, based on tracking observed behavior on a user-by-user basis and utilizing an adaptive vector space representation for both information and behavior. The syste ...


2
William R Caid, Pu Oing: System and method of context vector generation and retrieval. HNC, Fenwick & West, April 8, 1997: US05619709 (495 worldwide citation)

A system and method for generating context vectors for use in storage and retrieval of documents and other information items. Context vectors represent conceptual relationships among information items by quantitative means. A neural network operates on a training corpus of records to develop relatio ...


3
Michael A Lazarus, A U Mattias Blume, Kenneth B Brown, William R Caid, Ted E Dunning, Larry S Peranich, Gerald R Russell, Kevin L Sitze: Predictive modeling of consumer financial behavior. HNC Software, Fenwick & West, August 6, 2002: US06430539 (404 worldwide citation)

Predictive modeling of consumer financial behavior is provided by application of consumer transaction data to predictive models associated with merchant segments. Merchant segments are derived from consumer transaction data based on co-occurrences of merchants in sequences of transactions. Merchant ...


4
Matthias Blume, Michael A Lazarus, Larry S Peranich, Frederique Vernhes, William R Caid, Ted E Dunning, Gerald R Russell, Kevin L Sitze: Predictive modeling of consumer financial behavior using supervised segmentation and nearest-neighbor matching. Fair Isaac Corporation, Michael A Glenn, Glenn Patent Group, Robert Sachs, January 4, 2005: US06839682 (322 worldwide citation)

Predictive modeling of consumer financial behavior, including determination of likely responses to particular marketing efforts, is provided by application of consumer transaction data to predictive models associated with merchant segments. The merchant segments are derived from the consumer transac ...


5
William R Caid, Robert Hecht Neilsen: Representation and retrieval of images using context vectors derived from image information elements. HNC Software, Fenwick & West, January 9, 2001: US06173275 (139 worldwide citation)

Image features are generated by performing wavelet transformations at sample points on images stored in electronic form. Multiple wavelet transformations at a point are combined to form an image feature vector. A prototypical set of feature vectors, or atoms, is derived from the set of feature vecto ...


6
Michael A Lazarus, Larry S Peranich, Frederique Vernhes, A U Mattias Blume, Kenneth B Brown, William R Caid, Ted E Dunning, Gerald R Russell, Kevin L Sitze: Predictive modeling of consumer financial behavior using supervised segmentation and nearest-neighbor matching. Fair Isaac Corporation, Michael A Glenn, Glenn Patent Group, January 16, 2007: US07165037 (112 worldwide citation)

Predictive modeling of consumer financial behavior, including determination of likely responses to particular marketing efforts, is provided by application of consumer transaction data to predictive models associated with merchant segments, which are derived from the consumer transaction data based ...


7
Matthias Blume, Michael A Lazarus, Larry S Peranich, Frederique Vernhes, Kenneth B Brown, William R Caid, Ted E Dunning, Gerald R Russell, Kevin L Sitze: Predictive modeling of consumer financial behavior using supervised segmentation and nearest-neighbor matching. Fair Isaac Corporation, Mintz Levin Cohn Ferris Glovsky and Popeo P C, May 12, 2009: US07533038 (66 worldwide citation)

Predictive modeling of consumer financial behavior, including determination of likely responses to particular marketing efforts, is provided by application of consumer transaction data to predictive models associated with merchant segments. The merchant segments are derived from the consumer transac ...


8
William R Caid, Robert Hecht Neilsen: Representation and retrieval of images using content vectors derived from image information elements. Fair Issac Corporation, Michael A Glenn, Robert R Sachs, Glenn Patent Group, July 6, 2004: US06760714 (35 worldwide citation)

Image features are generated by performing wavelet transformations at sample points on images stored in electronic form. Multiple wavelet transformations at a point are combined to form an image feature vector. A prototypical set of feature vectors, or atoms, is derived from the set of feature vecto ...


9
William R Caid, Robert Hecht Neilsen: Representation and retrieval of images using context vectors derived from image information elements. Fair Isaac Corporation, Michael A Glenn, Glenn Patent Group, July 4, 2006: US07072872 (15 worldwide citation)

Image features are generated by performing wavelet transformations at sample points on images stored in electronic form. Multiple wavelet transformations at a point are combined to form an image feature vector. A prototypical set of feature vectors, or atoms, is derived from the set of feature vecto ...


10
Matthias Blume, Michael A Lazarus, Larry S Peranich, Frederique Vernhes, William R Caid, Ted E Dunning, Gerald S Russell, Kevin L Sitze: Predictive modeling of consumer financial behavior using supervised segmentation and nearest-neighbor matching. Kuhuro Investments L L C, July 26, 2011: USRE042577

Predictive modeling of consumer financial behavior, including determination of likely responses to particular marketing efforts, is provided by application of consumer transaction data to predictive models associated with merchant segments. The merchant segments are derived from the consumer transac ...