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Virgil M Davis, Suzanne C Cutino, Michael J Berg, Fredrick Sidney Conklin, Steven John Pringle: Internet payment system using smart card. Visa International Service Association, Beyer Weaver & Thomas, August 28, 2001: US06282522 (470 worldwide citation)

An architecture and system uses a smart card for payment of goods and/or services purchased on-line over the Internet. A client server on a client terminal controls the interaction with a consumer and interfaces to a card reader which accepts the consumer's smart card. A payment server on the I ...


2
Virgil M Davis, Suzanne C Cutino, Michael J Berg, Frederick Sidney Conklin, Steven John Pringle: Internet loading system using smart card. Visa International Service Association, Beyer Weaver Thomas & Nguyen, August 15, 2000: US06105008 (312 worldwide citation)

An architecture and system loads and uses a smart card for payment of goods and/or services purchased on-line over the Internet. A client module on a client terminal controls the interaction with a consumer and interfaces to a card reader which accepts the consumer's smart card and allows loading an ...


3
Virgil M Davis, Janet T Roth: Card activation at point of distribution. Visa International Service Association, Beyer Weaver & Thomas, October 2, 2001: US06298336 (249 worldwide citation)

Secure activation of stored value cards at a point of distribution uses a portable activation secure application module (ASAM) within the card dispensing machine to activate each card. Each card has a standard user mode and a security user mode. In the standard user mode the card is activated and re ...


4
Virgil M Davis, Suzanne C Cutino, Margaret Reid, Steve R Hoffman: Internet payment, authentication and loading system using virtual smart card. Visa International Service Association, Chadbourne & Parke, Walter G Hanchuk, March 15, 2011: US07908216 (64 worldwide citation)

A system loads, authenticates and uses a virtual smart card for payment of goods and/or services purchased on-line over the Internet. An online purchase and load (OPAL) server includes a virtual smart card data base that has a record of information for each smart card that it represents for a user a ...


5
Virgil M Davis, Suzanne C Cutino, Margaret Reid, Steve R Hoffman: Internet payment, authentication and loading system using virtual smart card. Visa International Service Association, Walter G Hanchuk, Chadbourne and Parke, May 8, 2012: US08175973 (20 worldwide citation)

A system loads, authenticates and uses a virtual smart card for payment of goods and/or services purchased on-line over the Internet. An online purchase and load (OPAL) server includes a virtual smart card data base that has a record of information for each smart card that it represents for a user a ...


6
Virgil M Davis, Suzanne C Cutino, Margaret Reid, Steve R Hoffman: Internet payment, authentication and loading system using virtual smart card. Visa International Service Association, Walter G Hanchuk, Cooley, September 10, 2013: US08533116 (1 worldwide citation)

A system loads, authenticates and uses a virtual smart card for payment of goods and/or services purchased on-line over the Internet. An online purchase and load (OPAL) server includes a virtual smart card data base that has a record of information for each smart card that it represents for a user a ...


7
Virgil M Davis, Suzanne C Cutino, Margaret Reid, Steve R Hoffman: Internet Payment, Authentication And Loading System Using Virtual Smart Card. Visa International Service Association, May 26, 2011: US20110125638-A1

A system loads, authenticates and uses a virtual smart card for payment of goods and/or services purchased on-line over the Internet. An online purchase and load (OPAL) server includes a virtual smart card data base that has a record of information for each smart card that it represents for a user a ...


8
Virgil M Davis, Suzanne C Cutino, Margaret Reid, Steve R Hoffman: Internet Payment, Authentication and Loading System Using Virtual Smart Card. Visa International Service Association, September 20, 2012: US20120239565-A1

A system loads, authenticates and uses a virtual smart card for payment of goods and/or services purchased on-line over the Internet. An online purchase and load (OPAL) server includes a virtual smart card data base that has a record of information for each smart card that it represents for a user a ...


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