1
Todd Binion, Joe Harr, Brian Fields, Steven Cielocha, Steve J Balbach: Systems and methods for visualizing an accident involving a vehicle. State Farm Mutual Automobile Insurance Company, Marshall Gerstein & Borun, February 10, 2015: US08954226 (79 worldwide citation)

A method, implemented in an electronic processing system that includes a memory and one or more processors, includes receiving, at the electronic processing system, sensor data representing information collected by a first sensor (i) located on or in a first vehicle and (ii) configured to sense an e ...


2
Scott T Christensen, Gregory Hayward, Christopher E Gay, Steven Cielocha, Todd Binion: Dynamic auto insurance policy quote creation based on tracked user data. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Marshall Gerstein & Borun, Randall G Rueth, September 22, 2015: US09141996 (41 worldwide citation)

A system and method may create auto insurance quotes using data collected from a device that tracks vehicle usage data and other data. Usage data may be tracked by an On Board Diagnostic (OBD) device or other portable computing device such as a smart phone. Based on a received coverage type, the usa ...


3
Todd Binion, Joe Harr, Brian Fields, Steven Cielocha, Steve J Balbach: Synchronization of vehicle sensor information. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Marshall Gerstein & Borun, Randall G Rueth, September 29, 2015: US09147219 (40 worldwide citation)

A method includes receiving and storing sensor data including a first plurality of data points indicative of a plurality of respective states of the environment external to a vehicle at a plurality of respective times, operational data including a second plurality of data points indicative of a plur ...


4
Todd Binion, Joe Harr, Brian Fields, Steven Cielocha, Steve J Balbach: Assessing risk using vehicle environment information. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Marshall Gerstein & Borun, Randall G Rueth, February 16, 2016: US09262787 (39 worldwide citation)

A method includes receiving first sensor data representing information collected, during a first time period, by a sensor located on or in a vehicle configured to sense an environment external to the vehicle, storing the data in a memory, processing the data to determine a first set of one or more c ...


5
Todd Binion, Joe Harr, Brian Mark Fields, Steven Cielocha, Steve J Balbach: Synchronization of vehicle sensor information. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Marshall Gerstein & Borun, Randall G Rueth, March 1, 2016: US09275417 (34 worldwide citation)

A method includes receiving and storing sensor data including a first plurality of data points indicative of a plurality of respective states of the environment external to a vehicle at a plurality of respective times, external data including a second plurality of data points indicative of an additi ...


6
Todd Binion, Joe Harr, Brian Fields, Steven Cielocha, Steve J Balbach: Synchronization of vehicle sensor information. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Marshall Gerstein & Borun, Randall G Rueth, June 7, 2016: US09361650 (33 worldwide citation)

A method includes receiving and storing sensor data including a first plurality of data points indicative of a plurality of respective states of the environment external to a vehicle at a plurality of respective times, operational data including a second plurality of data points indicative of a plur ...


7
Christopher E Gay, Scott Thomas Christensen, Gregory Hayward, Steven Cielocha, Todd Binion: Trip-based vehicle insurance. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Marshall Gerstein & Borun, Randall G Rueth, August 11, 2015: US09105066 (21 worldwide citation)

Methods and systems for offering and providing trip-based vehicle insurance are provided. Information is received regarding a vehicle operator and a vehicle, and trip-based insurance policies including quantities of vehicle use units are offered to the customer. Based on selected coverage types, the ...


8
Todd Binion, Joe Harr, Brian Mark Fields, Steven Cielocha, Steve J Balbach: Creating a virtual model of a vehicle event based on sensor information. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Marshall Gerstein & Borun, Randall G Rueth, October 25, 2016: US09477990 (7 worldwide citation)

A method includes receiving external data including a plurality of data points indicative of a plurality of respective states of an environment external to a vehicle. The external data is data that was received by the vehicle from a handheld mobile communication device of a pedestrian external to th ...


9
Gregory Hayward, Scott T Christensen, Christopher E Gay, Steven Cielocha, Todd Binion: System and method for determining and monitoring auto insurance incentives. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Marshall Gerstein & Borun, Randall G Rueth, August 16, 2016: US09418383 (5 worldwide citation)

A computer system or computer-implemented method may provide incentives to an insured customer for receiving sensor data indicating risk-reducing and risk-increasing behavior during the policy term. In-vehicle sensors or other devices may gather information about the vehicle and its use during the p ...


10
Daryoush Hakimi Boushehri, Jackie O Jordan II, Shawn M Call, John H Weekes, Ronny S Bryant, Jennifer Criswell, Todd Binion, Elisabeth McDermeit, John Donovan: System and methods for community-based cause of loss determination. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Marshall Gerstein & Borun, Randall G Rueth, February 13, 2018: US09892463 (4 worldwide citation)

Methods and systems for determining a cause of loss to a property for damage associated with an insurance-related event based upon data received from a second property. A smart home (or other building) controller and/or an insurance provider remote processor may generate a time sequence of events fo ...