1
Brad Nightengale, Karl Newland, Kevin Siegel, Zhongxiao, Sharon Rowberry: Merchant fraud risk score. Visa International Service Association, Kilpatrick Townsend & Stockton, January 7, 2014: US08626663 (8 worldwide citation)

Methods and systems are presented for a fraud risk score to be given to a merchant for a proposed transaction with a consumer. The fraud risk score is generated by a payment account service provider, such as a credit card processor, using information from a pending transaction as well as information ...


2
Brad Nightengale, Sharon Rowberry: Method and system for advanced warning alerts using advanced identification system for identifying fraud detection and reporting. Visa International Service Association, Kilpatrick Townsend & Stockton, February 19, 2013: US08380569 (2 worldwide citation)

The present invention is directed to a system, method and server to assist account issuers in managing risk, fraud and unauthorized use. A system, method and server for use in pushing advanced warning alerts to issuers based on consumer data element level triggering events and fraud and unauthorized ...


3
Brad Nightengale, Sharon Rowberry: System and method for pushing advanced warning alerts. Visa International Service Association, Kilpatrick Townsend & Stockton, December 2, 2014: US08903735

The present invention is directed to a system, method and server to assist account issuers in managing risk, fraud and unauthorized use. A system, method and server for use in pushing advanced warning alerts to issuers based on consumer data element level triggering events and fraud and unauthorized ...


4
Brad Nightengale, Sharon Rowberry, Pat Stan: Account activity alert. Quarles & Brady, September 23, 2010: US20100241535-A1

An alert recipient receives an account alert after an account activity satisfies criteria of an alert rule. The account alert may be triggered by the usage of a consumer identifier with any of: an application for a new account, an account activation request, or an account usage. To illustrate, a fra ...


5
Brad Nightengale, Karl Newland, Kevin Siegel, Zhongxiao, Sharon Rowberry: Merchant fraud risk score. September 29, 2011: US20110238575-A1

Methods and systems are presented for a fraud risk score to be given to a merchant for a proposed transaction with a consumer. The fraud risk score is generated by a payment account service provider, such as a credit card processor, using information from a pending transaction as well as information ...


6
Brad Nightengale, Sharon Rowberry: Advanced Warning. Townsend And Townsend Crew, October 21, 2010: US20100268696-A1

The present invention is directed to a system, method and server to assist account issuers in managing risk, fraud and unauthorized use. A system, method and server for use in pushing advanced warning alerts to issuers based on consumer data element level triggering events and fraud and unauthorized ...