1
Jacob Y Wong, Roy L Anderson: System for secured credit card transactions on the internet. Jaesent, Lyon & Lyon, September 21, 1999: US05956699 (435 worldwide citation)

A method for providing secure credit card transactions over the Internet generates a personal charge number from a user account number by inserting a user key into the user account number in accordance with an algorithm that uses a user insertion key and a permutation variable. After the personal ch ...


2
Jacob Y Wong, Roy L Anderson: Anonymous electronic card for generating personal coupons useful in commercial and security transactions. Roy L Anderson, July 15, 2003: US06592044 (360 worldwide citation)

An electronic card that can function as an anonymous credit card or banking card for use on or off the Internet utilizes a magnetic storage medium affixed to the card that can be read by a standard magnetic stripe reader. An encoder generates a data packet that is stored in a designated portion of t ...


3
Roy L Anderson, William R Bryant Jr, Jacob Y Wong: Method for allowing a user to customize use of a payment card that generates a different payment card number for multiple transactions. PrivaSys, Patent Trademark Office, August 26, 2003: US06609654 (291 worldwide citation)

A user can customize use of a payment card, which can be an electronic card, by selecting either a first or a second user key as a selected user key. The selected user key is entered into a card number generator that uses it and a user sequence number to generate a user payment card number that diff ...


4
Jacob Y Wong, Roy L Anderson: System and method for pseudo cash transactions. Jaesent, Lyon & Lyon, June 15, 1999: US05913203 (284 worldwide citation)

Totally anonymous or effectively anonymous cash-like transactions are accomplished by using a pseudo cash data package converter for inserting a user key into a pseudo cash preliminary data packet through the use of a user insertion key to generate a pseudo cash unit with a fixed monetary value that ...


5
Larry Routhenstein, Roy L Anderson, William R Bryant, Jacob Y Wong: Method for generating customer secure card numbers subject to use restrictions by an electronic card. October 19, 2004: US06805288 (274 worldwide citation)

A method for providing secure transactions generates a Secure Card Number (“SCN”) for a first entity that is transferred with a first entity identifier to a second entity and then to a money source that verifies that the transaction is valid by use of the first entity identifier and the SCN. The SCN ...


6
Jacob Y Wong, Roy L Anderson: System and method for pseudo cash transactions with credit back. Jaesent, Lyon & Lyon, August 10, 1999: US05937394 (262 worldwide citation)

A system and method for pseudo cash transactions allows a portion of the pseudo cash to be refunded through use of a credit back indicator which is used by a record adjuster to adjust the file associated with a pseudo cash unit which can then be accessed by the user with a user identifier to obtain ...


7
Jacob Y Wong, Roy L Anderson: Method for storing data in payment card transaction. June 29, 2004: US06755341 (206 worldwide citation)

A data packet can be dynamically stored in a magnetic strip by an encoder of an electronic card and subsequently transferred to a money source after it is read by a standard magnetic stripe reader as part of a verification process of a payment card transaction. A computer contained on the electronic ...


8
Jacob Y Wong, Roy L Anderson: Verified receipt, notification, and theft deterrence of courier-delivered parcels. Jaesent, Daniel C McKown, James F Cottone, March 12, 2002: US06356196 (55 worldwide citation)

The System includes an Alarm Unit and a separate Alert Unit. The Alarm Unit is securely affixed to the parcel before the parcel is left at the delivery site, and the Alert Unit is placed at a secure site that is within radio range of the delivery site. The Alarm Unit is armed by the deliveryman upon ...


9
Roy L Anderson, Jacob Y Wong, Larry Routhenstein: Electronic card. PrivaSys, Roy L Anderson, Wagner Anderson & Bright P C, April 8, 2014: US08690055 (2 worldwide citation)

An electronic card has a power source, a user selection mechanism operable to allow a user to select a customization variable for a single transaction, a processor for generating a transaction specific data packet that includes a card number and a customized number and an electronic communication de ...


10
Jacob Y Wong, Roy L Anderson: Method for implementing anonymous credit card transactions using a fictitious account name. Wagner Anderson & Bright, Roy L Anderson, July 6, 2010: US07748616 (2 worldwide citation)

A method for implementing an anonymous face to face or Mail Order Telephone Order credit card transaction by a user who has established a user account associated with a fictitious name. The user generates a valid personal charge number by executing an algorithm in a computer affixed to the electroni ...



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