1
Richard D Cornelius, Andreas Stepniczka, Kevin Chu: Account settlement and financing in an e-commerce environment. Accenture, Oppenheimer Wolff & Donnelly, September 30, 2003: US06629081 (421 worldwide citation)

A system, method and article of manufacture are provided for account settlement utilizing a network. First, a buyer is allowed to select from a group of options in order to settle an account utilizing a network. The options include settling a minimum balance, partially settling, settling a full bala ...


2
Richard D Cornelius, Andreas Stepniczka, Kevin Chu: Initiating an agreement in an e-commerce environment. Accenture, Oppenheimer Wolff & Donnelly, June 27, 2006: US07069234 (327 worldwide citation)

The present disclosure provides for initiation of an agreement utilizing a network. First, a buyer and a seller are allowed to negotiate terms of trade utilizing a network. A form is received from the buyer indicating the terms of trade utilizing the network. Also received utilizing the network is a ...


3
Christopher L Sweetland, Loren E McCaghy Jr, Charles A Nunn, Neville Q Hamilton, Richard D Cornelius: Benefit plan intermediary. Accenture Global Services, Fish & Richardson P C, June 15, 2010: US07739129

A method may receive data comprising a request to assure payment for a transaction with a consumer, the transaction being associated with a provision of a service or a sale of a product. Thereafter, it may be determined whether payment of at least a portion of the transaction will be covered by a be ...


4
Christopher L Sweetland, Loren E McCaghy, Charles A Nunn, Neville Q Hamilton, Richard D Cornelius: Estimating benefit plan costs. Fish & Richardson PC, October 11, 2007: US20070239492-A1

A method may aggregate historical transactions for a consumer, each transaction being associated with services or products provided to the consumer. Thereafter, one or more benefit plans available to the consumer are identified. These benefit plans (e.g., healthcare insurance plans) provide payment ...


5
Christopher L Sweetland, Loren E McCaghy, Charles A Nunn, Neville Q Hamilton, Richard D Cornelius: Benefit plan intermediary. Fish & Richardson PC, October 11, 2007: US20070239493-A1

A method may receive data comprising a request to assure payment for a transaction with a consumer, the transaction being associated with a provision of a service or a sale of a product. Thereafter, it may be determined whether payment of at least a portion of the transaction will be covered by a be ...



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