1
Peter J Kight, Mark A Johnson, Tamara K Christenson, Regina Lach, Philip Pointer, Kenneth Cook: System and method for electronically providing customer services including payment of bills, financial analysis and loans. Checkfree Corporation, Porter Wright Morris & Arthur, January 17, 1995: US05383113 (657 worldwide citation)

A computerized payment system by which a consumer may instruct a service provider by telephone, computer terminal, or other telecommunications; means to pay various bills without the consumer having to write a check for each bill. The system operates without restriction as to where the consumer bank ...


2
Peter J Kight, Mark A Johnson, Tamara K Christenson, Regina Lach, Philip Pointer, Kenneth Cook: System and method for electronically providing customer services including payment of bills, financial analysis and loans. Checkfree Corporation, Porter Wright Morris & Arthur, February 16, 1999: US05873072 (343 worldwide citation)

A computerized payment system by which a consumer may instruct a service provider by telephone, computer terminal, or other telecommunications means to pay various bills without the consumer having to write a check for each bill. The system operates without restriction as to where the consumer banks ...


3
Peter J Kight, Mark A Johnson, Tamara K Christenson, Regina Lach, Philip Pointer, Kenneth Cook: Bill payment system and method with a master merchant database. CheckFree Corporation, Sutherland Asbill & Brennan, July 3, 2007: US07240031 (34 worldwide citation)

A method and system for paying bills. A service provider receives, via a network, a request to pay a bill on behalf of a consumer. The consumer can request that any merchant be paid. The service provider searches a master database containing names of merchants to determine if the merchant the consum ...


4
Peter J Kight, Mark A Johnson, Tamara K Christenson, Regina Lach, Philip Pointer, Kenneth Cook: Bill payment system and method with merchant information. CheckFree Corporation, Sutherland Asbill & Brennan, September 12, 2006: US07107244 (30 worldwide citation)

A computerized payment system by which a consumer may instruct a service provider by telephone, computer terminal, or other telecommunications methods to pay various bills without the consumer having to write a check for each bill. The system operates without restriction as to where the consumer ban ...


5
Peter J Kight, Mark A Johnson, Tamara K Christenson, Regina Lach, Philip Pointer, Kenneth Cook: Bill payment system and method utilizing bank routing numbers. Checkfree Corporation, Sutherland Asbill & Brennan, May 1, 2007: US07213003 (21 worldwide citation)

A system and method for paying bills which uses bank routing numbers. A service provider receives a bank routing number from a consumer, the routing number belonging to the bank at which the consumer maintains a deposit account. The service provider verifies that this received routing number is corr ...


6
Peter J Kight, Mark A Johnson, Tamara K Christenson, Regina Lach, Philip Pointer, Kenneth Cook: Systems and methods for risk based determination of a form for crediting a payee on behalf of a payer. CheckFree Corporation, Sutherland Asbill & Brennan, December 14, 2010: US07853524 (7 worldwide citation)

Systems and methods for selecting a form for crediting a payee by a payment service provider include receiving a request to pay a payee on behalf of a payer. A form for crediting the payee is selected based on at least one of a comparison of a payer account number associated with the payer and the p ...


7
Steve Adams, James Paat, Philip Pointer: System and method for making multiple databases appear as a single database. Sypherlink, Baker & Hostetler, May 2, 2006: US07039650 (6 worldwide citation)

A database merging apparatus includes a database pair generator that creates a database pair from a first database, a probe set generator that creates a database probe set from a second database and a comparator in communication with the database pair generator and the probe set generator. The compa ...


8
Dwain Crackel, David W Ferguson, Victor A Kean Jr, Philip Pointer, Alan R Wolf: System of receiving prerecorded media discs from users. Into Great Companies, Hahn Loeser & Parks, Arland T Stein, April 9, 2013: US08413881 (1 worldwide citation)

A system of receiving prerecorded media discs from users is disclosed. The system may include a control system having a processor capable of accessing a library associating a native bar code with the content of a prerecorded media disc and receiving the identification of a native bar code of a media ...


9
Dwain Crackel, David W Ferguson, Victor A Kean, Philip Pointer, Alan R Wolf: System of receiving prerecorded media discs from users. Hahn Loeser & Parks, Rex W Miller II, September 1, 2015: US09123375

A system of receiving prerecorded media discs from users is disclosed. The system may include a control system having a processor capable of accessing a library associating a native bar code with the content of a prerecorded media disc and receiving the identification of a native bar code of a media ...


10
Peter J Kight, Mark A Johnson, Tamara K Christenson, Regina Lach, Philip Pointer, Kenneth Cook: Bill payment system and method with merchant information. CheckFree Corporation, Alfred A Stadnicki, Lalos & Keegan, November 22, 2001: US20010044776-A1

A computerized payment system by which a consumer may instruct a service provider by telephone, computer terminal, or other telecommunications means to pay various bills without the consumer having to write a check for each bill. The system operates without restriction as to where the consumer banks ...