1
Peter J Kight, Mark A Johnson, Tamara K Christenson, Regina Lach, Philip Pointer, Kenneth Cook: System and method for electronically providing customer services including payment of bills, financial analysis and loans. Checkfree Corporation, Porter Wright Morris & Arthur, January 17, 1995: US05383113 (657 worldwide citation)

A computerized payment system by which a consumer may instruct a service provider by telephone, computer terminal, or other telecommunications; means to pay various bills without the consumer having to write a check for each bill. The system operates without restriction as to where the consumer bank ...


2
Peter J Kight, Mark A Johnson, Tamara K Christenson, Regina Lach, Philip Pointer, Kenneth Cook: System and method for electronically providing customer services including payment of bills, financial analysis and loans. Checkfree Corporation, Porter Wright Morris & Arthur, February 16, 1999: US05873072 (343 worldwide citation)

A computerized payment system by which a consumer may instruct a service provider by telephone, computer terminal, or other telecommunications means to pay various bills without the consumer having to write a check for each bill. The system operates without restriction as to where the consumer banks ...


3
Randal A McCoy, Peter J Kight, David E Torgerson, Casey W Kozee: Dual mode credit card based payment technique. CheckFree Corporation, Antonelli Terry Stout & Kraus, August 23, 2005: US06932268 (57 worldwide citation)

A technique for directing a credit card based payment to a payee for a payor having a credit card issued by a credit card issuer is provided. A request for a payment service provider to make a payment to the payee on behalf of the payor is received. Payment information associated with the payment re ...


4
Peter J Kight, William C Kitchen, Mark A Johnson: Integrated electronic bill presentment and risk based payment. CheckFree Corporation, Sutherland Asbill & Brennan, June 3, 2008: US07383226 (54 worldwide citation)

To electronically present and pay bills, bill information representing a plurality of bills of a plurality of billers for a plurality of payors is transmitted to the plurality of payors. The transmitted bill information includes first information representing a first of the plurality of bills of a f ...


5
Peter J Kight, Mark A Johnson, Tamara K Christenson, Regina Lach, Philip Pointer, Kenneth Cook: Bill payment system and method with a master merchant database. CheckFree Corporation, Sutherland Asbill & Brennan, July 3, 2007: US07240031 (34 worldwide citation)

A method and system for paying bills. A service provider receives, via a network, a request to pay a bill on behalf of a consumer. The consumer can request that any merchant be paid. The service provider searches a master database containing names of merchants to determine if the merchant the consum ...


6
Peter J Kight, Mark A Johnson, Tamara K Christenson, Regina Lach, Philip Pointer, Kenneth Cook: Bill payment system and method with merchant information. CheckFree Corporation, Sutherland Asbill & Brennan, September 12, 2006: US07107244 (30 worldwide citation)

A computerized payment system by which a consumer may instruct a service provider by telephone, computer terminal, or other telecommunications methods to pay various bills without the consumer having to write a check for each bill. The system operates without restriction as to where the consumer ban ...


7
Peter J Kight, Mark A Johnson, Tamara K Christenson, Regina Lach, Philip Pointer, Kenneth Cook: Bill payment system and method utilizing bank routing numbers. Checkfree Corporation, Sutherland Asbill & Brennan, May 1, 2007: US07213003 (21 worldwide citation)

A system and method for paying bills which uses bank routing numbers. A service provider receives a bank routing number from a consumer, the routing number belonging to the bank at which the consumer maintains a deposit account. The service provider verifies that this received routing number is corr ...


8
Randal A McCoy, Peter J Kight, David E Torgerson, Casey W Kozee: Credit card supported electronic payments. Checkfree Corporation, Sutherland Asbill & Brennan, January 5, 2010: US07644036 (10 worldwide citation)

A payment service provider receives a request to pay a payee on behalf of a payor and determines, responsive to the received request, that the payee will not accept the requested payment via a charge to a credit card account of the payor with a credit card issuer. The payor wishes to fund the reques ...


9
Peter J Kight, Mark A Johnson, Tamara K Christenson, Regina Lach, Philip Pointer, Kenneth Cook: Systems and methods for risk based determination of a form for crediting a payee on behalf of a payer. CheckFree Corporation, Sutherland Asbill & Brennan, December 14, 2010: US07853524 (7 worldwide citation)

Systems and methods for selecting a form for crediting a payee by a payment service provider include receiving a request to pay a payee on behalf of a payer. A form for crediting the payee is selected based on at least one of a comparison of a payer account number associated with the payer and the p ...


10
Randal A McCoy, Peter J Kight, David E Torgerson, Casey W Kozee: Credit card supported electronic payment. Checkfree Corporation, Sutherland Asbill & Brennan, August 23, 2011: US08005754 (1 worldwide citation)

A payment service provider receives a request to pay a payee on behalf of a payor and determines, responsive to the received request, that the payee will not accept the requested payment via a charge to a credit card account of the payor with a credit card issuer. The payor wishes to fund the reques ...