1
Michael J Berardi, Michal Bliman, David S Bonalle, Jennifer Anne Elwood, Matthew C Hood, Susan E Isenberg, Alexandra Mayers, Peter D Saunders, Kathryn D Scheding, Sejal Ajit Shah, John R Williamson: System and method for payment using radio frequency identification in contact and contactless transactions. American Express Travel Related Services Company, Fitzpatrick Cella Harper & Scinto, July 3, 2007: US07239226 (121 worldwide citation)

A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a personalization system for populating onto the fob and RFID reader identifying information and security and authentication keys which may ...


2
Michael J Berardi, Michal Bliman, David Bonalle, Jennifer Anne Elwood, Matthew C Hood, Susan E Isenberg, Alexandra Mayers, Trevor J Perry, Peter D Saunders, Kathryn D Scheding, Sejal Ajit Shah, Kristin L VonWald, John R Williamson: System and method for assigning a funding source for a radio frequency identification device. American Express Travel Related Services Company, Fitzpatrick Cella Harper & Scinto, July 24, 2007: US07249112 (107 worldwide citation)

A transponder-reader payment system includes a RFID reader for interrogating a transponder, and a fob including a transponder which is associated with fob data file funded by one or more funding sources. In exemplary operation, the fob identifying information may be presented to the RFID reader for ...


3
Peter D Saunders: System and method for remotely initializing a RF transaction. American Express Travel Related Services Company, Fitzpatrick Cella Harper & Scinto, June 5, 2007: US07228155 (90 worldwide citation)

The present invention relates to a process for providing a RF module configured to convert a nontraditional transaction device for traditional transaction completion. The RF module is placed in physical and logical communication with a microprocessor of a nontraditional transaction device for receiv ...


4
Fred Bishop, Peter D Saunders: System and method for authenticating a RF transaction using a transaction account routing number. American Express Travel Related Services Company, Fitzpatrick Cella Harper & Scinto, December 25, 2007: US07312707 (73 worldwide citation)

A system and method for securing a Radio Frequency (RF) transaction using a Radio Frequency Identification (RFID) transaction device are provided. A random number is transmitted from an RFID reader to an RFID transaction device, an RFID transaction device authentication tag is created in the RFID tr ...


5
Blayn W Beenau, David S Bonalle, Seth W Fields, William J Gray, Carl Larkin, Joshua L Montgomery, Peter D Saunders: System for biometric security using a FOB. American Express Travel Related Services Company, Snell & Wilmer L, December 4, 2007: US07303120 (71 worldwide citation)

The present invention discloses a system and methods for biometric security using biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric se ...


6
David S Bonalle, Jeff Fehlhaber, Peter D Saunders: Systems and methods for providing a RF transaction device for use in a private label transaction. American Express Travel Related Services Company, Fitpatrick Cella Harper & Scinto, October 10, 2006: US07119659 (71 worldwide citation)

A RF transaction device is provided, which is operable to store a private label transaction account identifier associated with a private label transaction account. The invention further includes a RF operable reader in communication with a private label transaction processing system. The RF transact ...


7
William J Faenza Jr, Ellen Lasch, Peter D Saunders, Lisa Webb: System and method for manufacturing a punch-out RFID transaction device. American Express Travel Related Services Company, Fitzpatrick Cella Harper & Scinto, August 22, 2006: US07093767 (62 worldwide citation)

The present invention relates to a process for providing an irregularly shaped Radio Frequency operable transaction device using conventional International Standards Organization dimensions for conventional transaction cards and traditional transaction card manufacturing machinery. The invention pro ...


8
Fred Biship, Peter D Saunders: RF payment via a mobile device. Xatra Fund MX, Snell & Wilmer L, February 17, 2009: US07493288 (61 worldwide citation)

A process for providing an RF module configured to convert a nontraditional transaction device for traditional transaction completion is disclosed. The RF module is placed in physical and logical communication with a microprocessor of a nontraditional transaction device for providing user account in ...


9
Blayn W Beenau, David S Bonalle, Becky Vander Eyk, Susan E Isenberg, Leigh Malnati, Sue Mueller, Zarita Norcross, Lee J Peart, Peter D Saunders, Lisa Skilling Belmond, Lisa Webb, John R Williamson: Transparent transaction device. American Express Travel Related Services Company, Fitzpatrick Cella Harper & Scinto, July 4, 2006: US07070112 (59 worldwide citation)

The present invention relates to a process for producing an transparent or translucent transaction device having multiple features, such as a holographic foil, integrated circuit chip, RFID circuitry, silver magnetic stripe with text on the magnetic stripe, opacity gradient, an invisible optically r ...


10
Blayn W Beenau, David S Bonalle, Seth W Fields, William J Gray, Carl Larkin, Joshua L Montgomery, Peter D Saunders: Biometric safeguard method with a fob. American Express Travel Related Services Company, Snell & Wilmer L, December 26, 2006: US07154375 (53 worldwide citation)

A method for facilitating biometric security in a transponder-reader transaction system is provided. The method includes determining if a transaction violates an established rule, such as a preset spending limit. The method also includes notifying a user to proffer a biometric sample in order to ver ...



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