1
Arnold Chencinski, David J Ladd, Michael A Liberty, Robert H Sinn: Integrated application controlled call processing and messaging system. VMX Incorporated, Haverstock Medlen & Carroll, October 11, 1994: US05355406 (63 worldwide citation)

An integrated application controlled call processing and messaging system for use with a telephone system. The preferred embodiment comprises a PBX or central office system (Centrex) coupled to a voice messaging system to which an applications processor is coupled. The PBX and voice messaging system ...


2
Michael A Liberty: Monetary transaction system. Mozido, Workman Nydegger, September 17, 2013: US08538845 (58 worldwide citation)

Embodiments are directed to monetary transaction system for conducting monetary transactions between transaction system subscribers and other entities. In one scenario, the monetary transaction system includes a mobile device that runs a monetary transaction system application. The monetary transact ...


3
Michael A Liberty: Using a mobile wallet infrastructure to support multiple mobile wallet providers. MOZIDO, Workman Nydegger, December 8, 2015: US09208488 (9 worldwide citation)

Embodiments are directed to performing a transaction using a third party mobile wallet, performing a transaction using a third party point of sale (POS) system and to making a purchase from a third party mobile wallet provided by a third party mobile wallet provider. In one scenario, a cloud-based t ...


4
Michael A Liberty, Steve Bacastow: Debit network routing selection using a scannable code. Mozido, Workman Nydegger, November 17, 2015: US09189785 (1 worldwide citation)

Embodiments are directed to selecting a debit network using a quick response (QR) code and to processing a payment using a debit network selected according to information embedded in a QR code. In one scenario, a mobile computer system receives input indicating that a user has initiated a payment fo ...


5
Michael A Liberty: Monetary transaction system. MOZIDO, Workman Nydegger, February 13, 2018: US09892386

Embodiments are directed to monetary transaction system for conducting monetary transactions between transaction system subscribers and other entities. In one scenario, the monetary transaction system includes a mobile device that runs a monetary transaction system application. The monetary transact ...


6
Michael A Liberty: Monetary transaction system. MOZIDO, Workman Nydegger, December 12, 2017: US09842325

Embodiments are directed to monetary transaction system for conducting monetary transactions between transaction system subscribers and other entities. In one scenario, the monetary transaction system includes a mobile device that runs a monetary transaction system application. The monetary transact ...


7
Michael A Liberty, Mike Love: Messaging within a multi-access health care provider portal. DAVINCIAN HEALTHCARE, Workman Nydegger, May 1, 2018: US09959385

Embodiments are provided for securely messaging healthcare entities. In one scenario, a computer system receives an input from a user indicating that a message including text or other characters is to be securely transmitted to a specified healthcare entity. The message is part of a conversation bet ...


8
Michael A Liberty, Brittany S Abbass: Communicating price discounts. March 3, 2011: US20110054992-A1

The present invention extends to methods, systems, and computer program products for communicating price discounts. Embodiments include alerting customers (e.g., to an imminent or impending) price reduction on (e.g., perishable) items. More particularly, embodiments include compiling product and con ...


9
Michael A Liberty: Disruptively priced or free financial services or items in exchange for participation in opt in advertising. December 27, 2012: US20120330737-A1

Embodiments are directed to providing disruptively priced or free financial services or goods in exchange for participation in opt-in advertising. A user may opt-in to receive some form of advertising on his or her phone. The advertising may appear in a mobile wallet application used to pay for good ...


10
Michael A Liberty: Monetary transaction system. December 6, 2012: US20120310824-A1

Embodiments are directed to monetary transaction system for conducting monetary transactions between transaction system subscribers and other entities. In one scenario, the monetary transaction system includes a mobile device that runs a monetary transaction system application. The monetary transact ...