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Maria Teresita Vicente, Frank Cawley Dragotta, Manning R Field, Joy Lynn Koppenhaver, James Samuel Moed, Ryan Alan Jacoby, Ian Michael Groulx, Kevin Thomas Dame, Heather Margaret Emerson, Jennifer C McGarry: System and method for providing borrowing schemes. JPMorgan Chase Bank N A, Hunton & Williams, December 13, 2011: US08078528 (65 worldwide citation)

The method according to exemplary embodiments comprises establishing an interest-free revolving amount or account, establishing a periodic payment for maintaining the interest-free revolving amount or account, and automatically revising the interest-free revolving amount or account or the periodic p ...


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Manning R Field, Walter Brent Reinhard: System and method for processing transactions using a multi-account transactions device. JPMorgan Chase Bank N A, Hunton & Williams, August 3, 2010: US07766244 (56 worldwide citation)

A system and method for processing transactions using a multi-account transaction device. The method comprises the steps of: receiving at least one transaction particular relating to a transaction conducted with a multi-account transaction device; determining at least one first desired account assoc ...


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Manning R Field, Walter Brent Reinhard: System and method for processing transactions using a multi-account transactions device. JPMorgan Chase Bank N A, Hunton & Williams, June 11, 2013: US08459562 (5 worldwide citation)

A system and method for processing transactions using a multi-account transaction device. The method comprises the steps of: receiving at least one transaction particular relating to a transaction conducted with a multi-account transaction device; determining at least one first desired account assoc ...


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Maria Teresita Vicente, Frank Cawley Dragotta, Manning R Field, Joy Lynn Koppenhaver, James Samuel Moed, Ryan Alan Jacoby, Ian Michael Groulx, Kevin Thomas Dame, Heather Margaret Emerson, Jennifer C McGarry: System and method for providing borrowing schemes. JPMorgan Chase Bank N A, Hunton & Williams, May 29, 2012: US08190522 (4 worldwide citation)

A system and method providing a borrowing scheme. The method comprises the steps of: establishing an interest-free revolving amount or account using the computer processor; establishing a periodic payment for maintaining the interest-free revolving amount or account using the computer processor; and ...


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Manning R Field, Walter Brent Reinhard, Marcia Keld: System and method for processing transactions using a multi-account transactions device. JPMorgan Chase Bank N A, Hunton & Williams, January 7, 2014: US08622308

Various account transaction devices are disclosed. One account transaction device comprises a top portion having a front side and a back side, wherein the front side includes a first account and the back side includes at least one identifier associated with a second account. The device also comprise ...


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Maria Teresita Vicente, Frank Cawley Dragotta, Manning R Field, Joy Lynn Koppenhaver, James Samuel Moed, Ryan Alan Jacoby, Ian Michael Groulx, Kevin Thomas Dame, Heather Margaret Emerson, Jennifer C McGarry: System and method for providing borrowing schemes. JPMorgan Chase Bank N A, Hunton & Williams, October 8, 2013: US08554652

A system and method providing a borrowing scheme. The method comprises the steps of: receiving a time-based spending alert threshold designation from a user via the network; receiving at least one category of transaction designations from the user via the network, wherein each of the categories is a ...


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Maria Teresita Vicente, Frank Cawley Dragotta, Manning R Field, Joy Lynn Koppenhaver, James Samuel Moed, Ryan Alan Jacoby, Ian Michael Groulx, Heather Margaret Emerson, Jennifer C McGarry: System and method for providing borrowing schemes. JPMorgan Chase Bank N A, Hunton & Williams, May 13, 2014: US08725611

A system and method providing a borrowing scheme. The method comprises the steps of: determining a designated event using the programmed computer processor; determining parameters associated with the designated event using the programmed computer processor; providing incentives to the user via the n ...


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Maria Teresita Vicente, Frank Cawley Dragotta, Manning R Field, Joy Lynn Koppenhaver, James Samuel Moed, Ryan Alan Jacoby, Ian Michael Groulx, Kevin Thomas Dame, Heather Margaret Emerson, Jennifer C McGarry: System and method for providing borrowing schemes. JPMorgan Chase Bank N A, Hunton & Williams, September 17, 2013: US08538876

A system and method providing a borrowing scheme. The method comprises the steps of: establishing an interest-free revolving amount or account using the computer processor; establishing a periodic payment for maintaining the interest-free revolving amount or account using the computer processor; and ...


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Maria Teresita Vicente, Frank Cawley Dragotta, Manning R Field, Joy Lynn Koppenhaver, James Samuel Moed, Ryan Alan Jacoby, Ian Michael Groulx, Kevin Thomas Dame, Heather Margaret Emerson, Jennifer C McGarry: System and method for providing borrowing schemes. JPMorgan Chase Bank N A, Hunton & Williams, April 22, 2014: US08706625

A system and method providing a borrowing scheme. The method comprises the steps of: establishing an interest-free revolving amount or account using the computer processor; establishing a periodic payment for maintaining the interest-free revolving amount or account using the computer processor; and ...