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Platenghe Cris T, Mamdani Alnoor B, Ezrol Lisa, Golvin Charles, Lichstein Henry, Takata Micho Melvin: System and method for securely storing electronic data. Citicorp Dev Center, October 20, 1999: EP0950972-A2 (15 worldwide citation)

A system and method for securely storing data provides for storing, managing, and updating an owner's secret data and for accessing the stored data by a trusted third party upon the occurrence of an event, such as the death of the owner. The system and method makes use of application software, such ...


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Lichstein Henry: Method and system for providing financial services such as home banking. Citibank Na, January 12, 2000: EP0971327-A2 (11 worldwide citation)

A method and system of performing a transaction, such as a home banking transaction, for a user at a remote terminal that utilizes a server, such as a financial institution-controlled banking server, and a wireless communication link between the server and the remote terminal. The remote terminal in ...


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Horowitz Edward, Kawan Joseph C, Lichstein Henry: System and method for transferring value to a magnetic stripe on a transaction card. Citicorp Dev Center, April 19, 2000: EP0993645-A1

The present invention discloses a system and method enabling value stored in an advanced technology memory on a transaction card (32) to be utilized in a magnetic stripe (42) transaction with the card. The invention provides a special transaction number (10) that is encrypted and recorded on the mag ...


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Paltenghe Cris T, Mamdani Alnoor B, Golvin Charles, Lichstein Henry, Solo David, Pan Jack, Takata Melvin M: Virtual wallet system. Citicorp Development Center, Paltenghe Cris T, Mamdani Alnoor B, Golvin Charles, Lichstein Henry, Solo David, Pan Jack, Takata Melvin M, MARCOU George T, May 20, 1999: WO/1999/024892

The present invention provides apparatus, methods and systems for information and financial banking. Apparatus of the present invention include virtual wallets which allow for information and financial banking including payment mechanisms; identity authentication mechanisms; personal information; an ...


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Horowitz Edward, Kawan Joseph C, Lichstein Henry: System and method for transferring value to a magnetic stripe on a transaction card. Citicorp Development Center, MARCOU George T, January 14, 1999: WO/1999/001823

The present invention discloses a system and method enabling value stored in an advanced technology memory on a transaction card (32) to be utilized in a magnetic stripe (42) transaction with the card. The invention provides a special transaction number (10) that is encrypted and recorded on the mag ...