1
Kevin Weller, Kim Steele, Krishna Prasad Koganti, Patrick Faith: Online challenge-response. Visa International Service Association, Kilpatrick Townsend & Stockton, September 10, 2013: US08533118 (54 worldwide citation)

Embodiments of the invention enable cardholders conducting an online transaction to be authenticated in real-time using a challenge-response application. The challenge-response application can be administered by an issuer or by a third party on-behalf-of an issuer. A challenge question can be presen ...


2
Ayman Hammad, Patrick Faith, Krishna Prasad Koganti, Ben Rewis, Brendan Xavier Louis, Kevin Weller, Benedicto Hernandez Dominguez: Verification of portable consumer device for secure services. Visa International Service Association, Kilpatrick Townsend Stockton, August 11, 2015: US09105027 (5 worldwide citation)

Apparatuses, methods, and systems pertaining to the verification of portable consumer devices for 3-D Secure Systems are disclosed. In one implementation, a verification token is coupled to a computer by a USB connection so as to use the computer's networking facilities. The verification token reads ...


3
Ayman Hammad, Patrick Faith, Krishna Prasad Koganti, Ben Rewis, Brendan Xavier Louis, Kevin Weller, Benedicto Hernandez Dominguez: Verification of portable consumer device for 3-D secure services. Kilpatrick Townsend & Stockton, November 20, 2012: US08313022 (5 worldwide citation)

Apparatuses, methods, and systems pertaining to the verification of portable consumer devices for 3-D Secure Systems are disclosed. In one implementation, a verification token is coupled to a computer by a USB connection so as to use the computer's networking facilities. The verification token reads ...


4
Kevin Weller, Kim Steele, Krishna Koganti, Patrick Faith: Online challenge-response. Visa International Service Association, Kilpatrick Townsend & Stockton, February 20, 2018: US09898740 (1 worldwide citation)

Embodiments of the invention enable cardholders conducting an online transaction to be authenticated in real-time using a challenge-response application. The challenge-response application can be administered by an issuer or by a third party on-behalf-of an issuer. A challenge question can be presen ...


5
Ayman Hammad, Patrick Faith, Krishna Prasad Koganti, Ben Rewis, Brendan Xavier Louis, Kevin Weller, Benedicto Hernandez Dominguez: Secure authentication system and method. Visa International Service Association, Kilpatrick Townsend & Stocktown, August 7, 2018: US10043186

Methods and systems pertaining secure transaction systems are disclosed. In one implementation, a computer with a verification token associated with a computer can send user authentication data as well as a secure datum to a control server. The verification token may obtain the secure datum from a v ...


6
Ayman Hammad, Patrick Faith, Krishna Prasad Koganti, Ben Rewis, Brendan Xavier Louis, Kevin Weller, Benedicto Hernandez Dominguez: Secure authentication system and method. Visa International Service Association, Kilpatrick Townsend & Stockton, October 17, 2017: US09792611

Methods and systems pertaining secure transaction systems are disclosed. In one implementation, a verification token is associated with a computer and can send user authentication data as well as a secure datum to a control server. The verification token may obtain the secure datum from a validation ...


7
Alfred William Griggs, Brian Byrne, Lori Van Deloo, John F Sheets, Fred Liu, Kevin Weller, Andre Machicao, Luba Goldberg, Marc Batchan, Kevin Yuann: Transaction initiation determination system utilizing transaction data elements. VISA INTERNATIONAL SERVICE ASSOCIATION, Kilpatrick Townsend & Stockton, January 8, 2019: US10176478

Systems and methods are described that allow for determining a transaction initiation mode used to conduct a transaction and applying a specific set of rules associated with the transaction initiation mode to the transaction. A transaction authorization request message is received at a server comput ...


8
Kevin Weller, Kim Steele, Krishna Prasad Koganti, Patrick Faith: Online challenge-response. Visa International Service Association, Kilpatrick Townsend Stockton, June 24, 2014: US08762279

Embodiments of the invention enable cardholders conducting an online transaction to be authenticated in real-time using a challenge-response application. The challenge-response application can be administered by an issuer or by a third party on-behalf-of an issuer. A challenge question can be presen ...


9
Kim Steele, Mike Yakel, Kevin Weller, Patrick Faith, Lori D Van Deloo: Adaptive authentication options. Townsend And Townsend Crew, May 22, 2008: US20080120214-A1

A method for authenticating a consumer for a portable consumer device is disclosed. One embodiment of the invention includes receiving a transaction message relating to a request by a consumer to conduct a transaction using a portable consumer device, wherein the consumer was previously enrolled in ...


10
Ayman Hammad, Patrick Faith, Krishna Prasad Koganti, Ben Rewis, Brendan Xavier Louis, Kevin Weller, Benedicto Hernandez Dominguez: Verification of portable consumer devices for 3-d secure services. May 19, 2011: US20110119155-A1

Apparatuses, methods, and systems pertaining to the verification of portable consumer devices for 3-D Secure Systems are disclosed. In one implementation, a verification token is coupled to a computer by a USB connection so as to use the computer's networking facilities. The verification token reads ...