1
Joseph A Giordano, Tory N Travis, Louis C Garbarino: System and method for processing financial transactions. Hunton & Williams, August 4, 2009: US07571139 (200 worldwide citation)

A network for processing retail sales transactions includes a customer transceiver with a unique customer number, a reader receiving the customer number and sending it to a point-of-sale device where it is combined with transaction information to form a transaction entry. The transaction entry is se ...


2
Joseph A Giordano, Karen S Guthrie, Steven L Clapper: Portable point-of sale terminal with device for inputting security code access key. Mobil Oil Corporation, Finnegan Henderson Farabow Garrett and Dunner L, January 12, 1999: US05859779 (116 worldwide citation)

A point-of-sale (POS) processing system includes a host and a plurality of portable POS terminals. A local controller may be provided intermediate the host and the POS terminals, so that the POS terminals communicate with the host via the local controller. Each POS terminal includes a main portion a ...


3
Joseph A Giordano, Christopher R Griggs, Hitesh Bajaj, Douglas G Brown, Jade M Vo Dinh: Sub-account mechanism. Bank of America Corporation, Michael A Springs, Moore and Van Allen PLLC, Ryan P Harris, August 21, 2012: US08249985 (8 worldwide citation)

A system and method for controlling a monetary account with one or more sub-accounts is described. A monetary account with an entity is established and an account user associated with the monetary account is identified. A sub-account with the entity is established, where the sub-account is associate ...


4
Joseph A Giordano: Action toy and amusement device. Connolly and Hutz, September 26, 1978: US04115947 (1 worldwide citation)

An improved action toy and amusement device comprises a strip of rug material substantially longer than it is wide and having its nap material responsive to a user's finger being rubbed thereover to cause the strip of material to elevate and bend in snake-like movements.


5
Glenn M Grossman, Joseph A Giordano: Coupon deposit account fraud protection system. Bank of America Corporation, Weiss & Arons, Michael A Springs Esq, February 13, 2018: US09892419

Apparatus and methods for providing electronic coupons are provided. The apparatus and methods include a system that uses a plurality of coupon processors to pull coupon data from an electronic coupon platform upon the expiration of a predetermined time period. The apparatus and methods additionally ...


6
Glenn M Grossman, Joseph A Giordano: Customer benefit offer program enrollment. Bank of America Corporation, Weiss & Arons, Michael Springs, August 13, 2013: US08505813

Apparatus and methods for providing customer benefit offer program enrollment are provided. A system for enrolling a purchasing instrument in an electronic customer benefit offer program an electromagnetic receiver module. The receiver module may be configured to receive data from the purchasing ins ...


7
Joseph A Giordano, Elbert Lee Whitler, Herbert M Fellman: Interactive interchange rate decisioning. Bank of America Corporation, Weiss & Arons, Michael Springs, October 15, 2013: US08560393

Apparatus and methods for providing transaction fee information to a customer. The apparatus and methods may provide to a customer at a merchant point of sale terminal information regarding a transaction fee. The transaction may be based on the customer's credit card or other purchasing instrument. ...


8
Joseph A Giordano, Karen Scott Guthrie, Samuel S Hendricks: Dispensing system and method with radio frequency customer identification. Dresser, feng xun, September 22, 1999: CN96199808

A system and method for providing a fuel dispenser (14) with radio frequency customer identification capabilities. The system and method determines whether a transponder (23, 25) containing customer identification data is within range of a dispenser (14) that requires activation by the customer to i ...


9
Joseph A Giordano: Systems and/or methods for simplifying payment systems, and payment instruments implementing the same. Advanced Payment Products, Nixon & Vanderhye PC, July 19, 2007: US20070168282-A1

The exemplary embodiments described herein relate to systems and/or methods for simplifying payment systems, and payment instruments implementing the same. In particular, certain exemplary embodiments relate to a single payment device (e.g., a card) with multiple magnetic strips, a single payment de ...


10
Joseph A Giordano: System and/or method for self-serve purchases. Advanced Payment Products, Nixon & Vanderhye PC, October 11, 2007: US20070235533-A1

The exemplary embodiments described herein relate to techniques for processing self-serve transactions. A store controller may be capable of communication with a payment network. At least one self-serve device may allow the customer to order an item via the device. The at least one self-serve device ...