1
David M Grigg, John Franklin Tuders, Peter John Bertanzetti, Tony England: Single action mobile transaction device. Bank of America Corporation, Michael A Springs, Moore & Van Allen PLLC, Andrews D Gerschutz, March 4, 2014: US08666895 (5 worldwide citation)

Embodiments of the invention allow a user to wirelessly transmit payment information from a mobile device to a point-of-sale terminal by the user performing only a minimum number of inputs, such as a single input. Some embodiments of the invention provide an apparatus comprising an input device conf ...


2
Kimberly Belle Summerrow, Faith A Tucker, John Franklin Tuders: Entry level banking products. Bank of America Corporation, Banner & Witcoff, Michael A Springs, February 11, 2014: US08650123 (1 worldwide citation)

Entry level banking products that may be offered through traditional sales channels (e.g., retail banking locations, online, and the like) or alternative sales channels (co-placement or co-branded with a third-party), to new customers who traditionally do not rely on conventional or mainstream check ...


3
Tamara S Kingston, John Franklin Tuders, Ross Matthew Feldman, Marc Lance Warshawsky, Erik Stephen Ross, Elbert Lee Whitler, Mark D Zanzot, Ketil Bjugan, Scott Mastbrook, William Sydney Ivey, Mark Allan Nelson, Brenda Lisbeth Smyth, Doris Maria Garrett, Jonathan H Tucker, Catherine Stokes Pullen, Paul Ronald DeKoster: Service for exceeding account thresholds via transaction machine. Bank of America Corporation, Michael A Springs, Moore & Van Allen PLLC, Peter B Stewart, March 14, 2017: US09595035

In general terms, embodiments of the present invention relate to methods and apparatuses for providing a service for exceeding account thresholds via a transaction machine. For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a t ...


4
Tamara S Kingston, John Franklin Tuders, Ross Matthew Feldman, Marc Lance Warshawsky, Erik Stephen Ross, Elbert Lee Whitler, Mark D Zanzot, Ketil Bjugan, Scott Mastbrook, William Sydney Ivey, Mark Allan Nelson, Brenda Lisbeth Smyth, Doris Maria Garrett, Jonathan H Tucker, Catherine Stokes Pullen, Paul Ronald DeKoster: Service for exceeding account thresholds via mobile device. Bank of America Corporation, Michael A Springs, Moore & Van Allen PLLC, Peter B Stewart, March 14, 2017: US09595036

In general terms, embodiments of the present invention relate to methods and apparatuses for providing a service for exceeding account thresholds via a mobile device. For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a transac ...


5
Tamara S Kingston, Willard Andrew Barr, Doris Maria Garrett, Mark Allan Nelson, Jonathan H Tucker, John Franklin Tuders, Elbert Lee Whitler, Paul Ronald DeKoster: Service for account with unavailable funds or credit using a passcode. Bank of America Corporation, Michael A Springs, Moore & Van Allen PLLC, Peter B Stewart, November 29, 2016: US09508076

In general terms, embodiments of the present invention relate to methods and apparatuses for providing a service for account with unavailable funds or credit using a passcode for the account with unavailable funds or credit For example, in some embodiments, a method is provided that includes: (a) re ...


6
Tamara S Kingston, Willard Andrew Barr, Doris Maria Garrett, Mark Allan Nelson, Jonathan H Tucker, John Franklin Tuders, Elbert Lee Whitler, Paul Ronald DeKoster: Exceeded account threshold service involving exceeded account threshold magnetic stripe. Bank of America Corporation, Michael A Springs, Moore & Van Allen PLLC, Nicholas C Russell, June 2, 2015: US09047640

In general terms, embodiments of the present invention relate to methods and apparatuses for providing an account exceeding available funds or credit service involving an account exceeding available funds or credit magnetic stripe. For example, in some embodiments, a method is provided that includes ...


7
John Harden Quintiliani, Brian Thomas Borders, Lomney Ann Bryan, Paul Ronald DeKoster, Doris Maria Garrett, Katherine Elizabeth Sutton, Tamara S Kingston, John Franklin Tuders, Erik Stephen Ross: Service participation acknowledgement system. BANK OF AMERICA CORPORATION, Michael A Springs, Moore & Van Allen PLLC, W Kevin Ransom, June 2, 2015: US09047639

In general terms, embodiments of the present invention relate to methods and apparatuses for providing a service participation acknowledgment mechanism at a transaction machine. For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated wit ...


8
Erik Stephen Ross, Tamara S Kingston, John Franklin Tuders, John Harden Quintiliani: Offsetting future account discrepancy assessments. Bank of America Corporation, Michael A Springs, Moore & Van Allen PLLC, Tracea L Rice, September 3, 2013: US08527414

In general terms, embodiments of the present invention relate to methods and apparatuses for prepaying, covering, avoiding, negating, and/or otherwise offsetting future account discrepancy assessments. For example, in some embodiments, a method is provided that includes: (a) receiving one or more pa ...


9
David M Grigg, John Franklin Tuders, Peter John Bertanzetti, Tony England: Single action mobile transaction device. Bank of America Corporation, August 2, 2012: US20120197743-A1

Embodiments of the invention allow a user to wirelessly transmit payment information from a mobile device to a point-of-sale terminal by the user performing only a minimum number of inputs, such as a single input. Some embodiments of the invention provide an apparatus comprising an input device conf ...


10
Tamara S Kingston, Willard Andrew Barr, Doris Maria Garrett, Mark Allan Nelson, Jonathan H Tucker, John Franklin Tuders, Elbert Lee Whitler: Overage service involving overage magnetic stripe. Bank Of America Corporation, March 15, 2012: US20120061464-A1

In general terms, embodiments of the present invention relate to methods and apparatuses for providing an overage service involving an overage magnetic stripe. For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a transaction, w ...



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