1
William Frederick Mann III, Jeffrey L Hirka: System for providing cardless payment. First USA Bank NA, Hunton & Williams, September 5, 2006: US07103576 (94 worldwide citation)

The method and system of the invention provide a variety of techniques for using a selected alias and a selected personal identification entry (PIE) in conjunction with use of a transaction card, such as a credit card, debit card or stored value card, for example. A suitable number or other identifi ...


2
William Frederick Mann II, Jeffrey L Hirka: Methods for providing cardless payment. JPMorgan Chase Bank N A, Hunton & Williams, August 29, 2006: US07099850 (72 worldwide citation)

The method and system of the invention provide a variety of techniques for using a selected alias and a selected personal identification entry (PIE) in conjunction with use of a transaction card, such as a credit card, debit card or stored value card, for example. A suitable number or other identifi ...


3
Jeffrey L Hirka, Debra C Fellner, Steven Fox, Lee Knackstedt: Multiple account advanced payment card and method of routing card transactions. JPMorgan Chase Bank N A, Hunton & Williams, February 15, 2011: US07890422 (55 worldwide citation)

A system of accessing through a financial processing network multiple accounts associated with a single financial card. Data is input to the financial network in addition to transaction data and account identification data that is read from the card. This additional data permits the proper account t ...


4
Jeffrey L Hirka, Debra C Fellner, Steven Fox, Lee Knackstedt: Multiple account advanced payment card and method of routing card transactions. JPMorgan Chase Bank N A, Hunton & Williams, December 28, 2010: US07860789 (20 worldwide citation)

A system of accessing through a financial processing network multiple accounts associated with a single financial card. Data is input to the financial network in addition to the transaction data and the account identification data that is read from the card. This additional data permits the proper a ...


5
Jeffrey L Hirka, Steven J Fox: System and method for linked account having sweep feature. JPMorgan Chase Bank N A, Goodwin Procter, September 6, 2011: US08015084 (14 worldwide citation)

A linked account instrument is used to access funds in an existing demand deposit account held at a financial institution. Merchant or other transactions are first processed against a demand deposit account via an electronic authorization network. If the demand deposit account does not have sufficie ...


6
Jeffrey L Hirka, Steven J Fox: System and method for linked account having sweep feature. JPMorgan Chase Bank N A, Goodwin Procter, December 4, 2012: US08326766 (12 worldwide citation)

A computer-implemented method for facilitating electronic funds transactions is disclosed. According to one embodiment, the method may comprise the steps of: issuing a transaction card to a cardholder by associating the transaction card with a demand deposit account from which the cardholder is auth ...


7
William Frederick Mann III, Jeffrey L Hirka: System for providing cardless payment. JPMorgan Chase Bank N A, Hunton & Williams, August 24, 2010: US07783578 (3 worldwide citation)

The method and system of the invention provide a variety of techniques for using a selected alias and a selected personal identification entry (PIE) in conjunction with use of a transaction card, such as a credit card, debit card or stored value card, for example. A suitable number or other identifi ...


8
Jeffrey L Hirka, Debra C Fellner, Steven Fox, Lee Knackstedt: Multiple account advanced payment card and method of routing card transactions. JPMorgan Chase Bank N A, Hunton & Williams, August 20, 2013: US08515868 (2 worldwide citation)

A system of accessing through a financial processing network multiple accounts associated with a single financial card. Data is input to the financial network in addition to the transaction data and the account identification data that is read from the card. This additional data permits the proper a ...


9
William Frederick Mann III, Jeffrey L Hirka: System for providing cardless payment. JPMorgan Chase Bank N A, Hunton & Williams, November 3, 2015: US09177302 (1 worldwide citation)

The method and system of the invention provide a variety of techniques for using a selected alias and a selected personal identification entry (PIE) in conjunction with use of a transaction card, such as a credit card, debit card or stored value card, for example. A suitable number or other identifi ...


10
Jeffrey L Hirka, Debra C Fellner, Steven Fox, Lee Knackstedt: Multiple account advanced payment card and method of routing card transactions. Hunton & Williams, March 27, 2003: US20030061157-A1 (1 worldwide citation)

A system of accessing through a financial processing network multiple accounts associated with a single financial card. Data is input to the financial network in addition to the transaction data and the account identification data that in read from the card. This addition data permits the proper acc ...