1
Jeffrey L Hirka, Debra C Fellner, Steven Fox, Lee Knackstedt: Multiple account advanced payment card and method of routing card transactions. JPMorgan Chase Bank N A, Hunton & Williams, February 15, 2011: US07890422 (55 worldwide citation)

A system of accessing through a financial processing network multiple accounts associated with a single financial card. Data is input to the financial network in addition to transaction data and account identification data that is read from the card. This additional data permits the proper account t ...


2
Jeffrey L Hirka, Debra C Fellner, Steven Fox, Lee Knackstedt: Multiple account advanced payment card and method of routing card transactions. JPMorgan Chase Bank N A, Hunton & Williams, December 28, 2010: US07860789 (20 worldwide citation)

A system of accessing through a financial processing network multiple accounts associated with a single financial card. Data is input to the financial network in addition to the transaction data and the account identification data that is read from the card. This additional data permits the proper a ...


3
Debra C Fellner: System and method for using a stored value account having subaccount feature. JPMorgan Chase Bank N A, Goodwin Procter, March 31, 2009: US07512566 (12 worldwide citation)

A stored value account includes a general stored value field and may include at least one stored value sub-field. The sub-field may represent a category and include category-specific benefits stored in the sub-field by a issuer of the stored-value account. The category benefits may include discounts ...


4
Melissa Alarcon Luther, Debra C Fellner, Barry M Sabloff, Frank Charles Schell III, Peter Mark Mesrobian, Ginger Griffin, Michelle Dorion, Gus Karris: System and method for currency selectable stored value instrument. JP Morgan Chase Bank N A, Hunton & Williams, December 25, 2007: US07313546 (12 worldwide citation)

The invention provides a currency selectable stored value instrument, whose currency may be chosen or converted at the time value is loaded, after load but prior to redemption of value, at the time of redemption, or at other times. One embodiment of the system is configured so that the stored value ...


5
Melissa Alarcon Luther, Debra C Fellner, Barry M Sabloff, Frank Charles Schell III, Peter Mark Mesrobian, Ginger Griffin, Michelle Dorion, Gus Karris: System and method for currency selectable stored value instrument. JP Morgan Chase Bank N A, Hunton & Williams, September 21, 2010: US07801816 (3 worldwide citation)

The invention provides a currency selectable stored value instrument, whose currency may be chosen or converted at the time value is loaded, after load but prior to redemption of value, at the time of redemption, or at other times. One embodiment of the system is configured so that the stored value ...


6
Jeffrey L Hirka, Debra C Fellner, Steven Fox, Lee Knackstedt: Multiple account advanced payment card and method of routing card transactions. JPMorgan Chase Bank N A, Hunton & Williams, August 20, 2013: US08515868 (2 worldwide citation)

A system of accessing through a financial processing network multiple accounts associated with a single financial card. Data is input to the financial network in addition to the transaction data and the account identification data that is read from the card. This additional data permits the proper a ...


7
Jeffrey L Hirka, Debra C Fellner, Steven Fox, Lee Knackstedt: Multiple account advanced payment card and method of routing card transactions. Hunton & Williams, March 27, 2003: US20030061157-A1 (1 worldwide citation)

A system of accessing through a financial processing network multiple accounts associated with a single financial card. Data is input to the financial network in addition to the transaction data and the account identification data that in read from the card. This addition data permits the proper acc ...


8
Melissa Alarcon Luther, Debra C Fellner, Barry M Sabloff, Frank Charles Schell, Peter Mark Mesrobian, Ginger Griffin, Michelle Dorion, Gus Karris: System and method for currency selectable stored value instrument. Hunton & Williams, August 5, 2004: US20040153406-A1

The invention provides a currency selectable stored value instrument, whose currency may be chosen or converted at the time value is loaded, after load but prior to redemption of value, at the time of redemption, or at other times. One embodiment of the system is configured so that the stored value ...


9
Melissa Alarcon Luther, Debra C Fellner, Barry M Sabloff, Frank Charles Schell, Peter Mark Mesrobian, Ginger Griffin, Michelle Dorion, Gus Karris: System and method for currency selectable stored value instrument. Hunton & Williams, June 5, 2003: US20030105714-A1

The invention provides a currency selectable stored value instrument, whose currency may be chosen or converted at the time value is loaded, after load but prior to redemption of value, at the time of redemption, or at other times. One embodiment of the system is configured so that the stored value ...


10
Jeffrey L HIRKA, Debra C FELLNER, Steven FOX, Lee KNACKSTEDT: Multiple Account Advanced Payment Card and Method of Routing Card Transactions. JPMorgan Chase Bank NA, February 9, 2012: US20120036068-A1

A system of accessing through a financial processing network multiple accounts associated with a single financial card. Data is input to the financial network in addition to the transaction data and the account identification data that in read from the card. This addition data permits the proper acc ...