1
Michael J Berardi, Michal Bliman, David S Bonalle, Jennifer Anne Elwood, Matthew C Hood, Susan E Isenberg, Alexandra Mayers, Peter D Saunders, Kathryn D Scheding, Sejal Ajit Shah, John R Williamson: System and method for payment using radio frequency identification in contact and contactless transactions. American Express Travel Related Services Company, Fitzpatrick Cella Harper & Scinto, July 3, 2007: US07239226 (124 worldwide citation)

A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a personalization system for populating onto the fob and RFID reader identifying information and security and authentication keys which may ...


2
Blayn W Beenau, David S Bonalle, Seth W Fields, William J Gray, Carl Larkin, Joshua L Montgomery, Peter D Saunders: System for biometric security using a FOB. American Express Travel Related Services Company, Snell & Wilmer L, December 4, 2007: US07303120 (73 worldwide citation)

The present invention discloses a system and methods for biometric security using biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric se ...


3
David S Bonalle, Jeff Fehlhaber, Peter D Saunders: Systems and methods for providing a RF transaction device for use in a private label transaction. American Express Travel Related Services Company, Fitpatrick Cella Harper & Scinto, October 10, 2006: US07119659 (72 worldwide citation)

A RF transaction device is provided, which is operable to store a private label transaction account identifier associated with a private label transaction account. The invention further includes a RF operable reader in communication with a private label transaction processing system. The RF transact ...


4
David S Bonalle, Aliza Freud, Jason E Nanton, Mary Ann Fitzmaurice Reilly, Ray Sharp: Public/private dual card system and method. American Express Travel Related Services Company, Fitzpatrick Cella Harper & Scinto, February 6, 2007: US07172112 (66 worldwide citation)

A system and method for providing a multiple-service card is disclosed. A card member 108 is provided with a single card that serves as both an open transaction instrument and a private retailer transaction instrument. This multiple-service card may have the traditional credit card data on one side ...


5
David S Bonalle, Glen Salow: Biometric safeguard method for use with a smartcard. American Express Travel Related Services Company, Snell & Wilmer L, January 15, 2008: US07318550 (63 worldwide citation)

A method for facilitating biometric security in a smartcard-reader transaction system is provided. The method includes determining if a transaction violates an established rule, such as a preset spending limit. The method also includes notifying a user to proffer a biometric sample in order to verif ...


6
Blayn W Beenau, David S Bonalle, Becky Vander Eyk, Susan E Isenberg, Leigh Malnati, Sue Mueller, Zarita Norcross, Lee J Peart, Peter D Saunders, Lisa Skilling Belmond, Lisa Webb, John R Williamson: Transparent transaction device. American Express Travel Related Services Company, Fitzpatrick Cella Harper & Scinto, July 4, 2006: US07070112 (59 worldwide citation)

The present invention relates to a process for producing an transparent or translucent transaction device having multiple features, such as a holographic foil, integrated circuit chip, RFID circuitry, silver magnetic stripe with text on the magnetic stripe, opacity gradient, an invisible optically r ...


7
David S Bonalle, Ellen Lasch, Tracey R Thomas, Lisa Webb: Foldable non-traditionally-sized RF transaction card system and method. American Express Travel Related Services Company, Fitzpatrick Cella Harper & Scinto, January 2, 2007: US07156301 (56 worldwide citation)

Transaction cards having one or more folds therein for compact and easily stored fobs are provided. Moreover, foldable fobs are provided having one or more holes or apertures therein for holding key chains, or other devices for attaching the fobs to other items, such as sets of keys, wallets, or oth ...


8
Blayn W Beenau, David S Bonalle, Seth W Fields, William J Gray, Carl Larkin, Joshua L Montgomery, Peter D Saunders: Biometric safeguard method with a fob. American Express Travel Related Services Company, Snell & Wilmer L, December 26, 2006: US07154375 (55 worldwide citation)

A method for facilitating biometric security in a transponder-reader transaction system is provided. The method includes determining if a transaction violates an established rule, such as a preset spending limit. The method also includes notifying a user to proffer a biometric sample in order to ver ...


9
David S Bonalle, Glen Salow: System for biometric security using a smartcard. American Express Travel Related Services Company, Snell & Wilmer L, January 1, 2008: US07314164 (54 worldwide citation)

The present invention discloses a system and methods for biometric security using biometrics in a smartcard-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric secu ...


10
Blayn W Beenau, David S Bonalle, Seth W Fields, William J Gray, Carl Larkin, Joshua L Montgomery, Peter D Saunders: Method and system for DNA recognition biometrics on a fob. American Express Travel Related Services Company, Snell & Wilmer L, October 17, 2006: US07121471 (53 worldwide citation)

The present invention discloses a system and methods for biometric security using DNA recognition biometrics in a transponder-reader system. The biometric security system also includes a DNA scan sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, t ...



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