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William Randle, Richard Ercole, Terry L Geer, David L James, Jodie M Fredelake, Dennis Roman, Fabio Fontana, Rick Bartlett, Ruth Rosenberg, Robert W Murphy, Tuong T Tran, Paul Lampru: Real time bank-centric universal payment system. Huntington Bancshares Incorporated, Hewlett Packard Company, Verifone, Porter Wright Morris & Arthur, October 26, 1999: US05974146 (376 worldwide citation)

An infrastructure for a real time bank-centric universal payment system in which a central processing unit (CPU) defines an electronic commerce trust system formed from a plurality of financial service provider members subscribing to a common standard having applicability throughout the infrastructu ...


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David L James: Electronic payment interchange concentrator. Huntington Bancshares, Porter Wright Morris & Arthur, February 10, 1998: US05717868 (154 worldwide citation)

An apparatus, system and process for effecting one or more of the reception, transmission, translation and storage of data files containing information relating to financial instruments among and between multiple institutions wherein a data file in a first file format is received from an originating ...


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Richard Norman, Tommy J Vicknair, Carl Shishmanian, John Spence Stephens Jr, W Earl Jennings, David L James: Method and system for facilitating network transaction processing. JPMorgan Chase Bank N A, Hunton & Williams, February 21, 2012: US08121944 (80 worldwide citation)

An exemplary method and system may include receiving one or more payment items from a plurality of payment entities, at a centralized agent, wherein the one or more payment items comprise one or more electronic images and paper instruments; aggregating the payment items into one or more categories; ...


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David L James: Sound deflector for headset ear phones. J Michael McClanahan, July 3, 1984: US04457396 (20 worldwide citation)

A sound deflector for attachment to a user's headset earphones is disclosed comprising means situated intermediate the headset earphone and a user's ear canal, said means comprising a hollow cylinder adapted to be operably connected to the headset earphone speaker case and thereby confine the sound ...


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David L James: Protective liner for tires resistant to displacement during use. Mitchell D James, Huebner & Worrel, November 4, 1980: US04231407 (9 worldwide citation)

A protective liner for a tire having a tread portion and housing an inflatable tube, the liner having an elongated panel of puncture resistant material adapted to be extended circumferentially about the tube within the tire; and a pair of ridges borne by the panel extending in spaced, substantially ...


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Richard Norman, Tommy J Vicknair, Carl Shishmanian, John Spence Stephens Jr, W Earl Jennings, David L James: Method and system for facilitating network transaction processing. JPMorgan Chase Bank N A, Hunton & Williams, March 12, 2013: US08396798 (2 worldwide citation)

According to one embodiment, the present invention relates to a method and a system for facilitating settlement processing within a network of financial institutions may include receiving one or more payment items from a plurality of payment entities, at a centralized agent; aggregating the payment ...


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David L James: Apparatus for warning of child left in vehicle. Rossi & Associates, April 21, 2005: US20050083190-A1

A child safety warning device alerts a driver of the presence of a child within the vehicle after the driver has turned off the vehicle ignition. The child safety warning device is compact and can be easily transported between vehicles. Further, the simple design of the child safety warning device e ...


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Richard Norman, Tommy J Vicknair, Carl Shishmanian, John Spence Stephens, W Earl Jennings, David L James: Method and system for facilitating network transaction processing. JPMorgan Chase Bank NA, Hunton & Williams, September 21, 2006: US20060212391-A1

According to one embodiment, the present invention relates to a method and a system for efficient transaction processing. According to an exemplary embodiment, a method and system for facilitating settlement processing within a network of financial institutions may include receiving one or more paym ...