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Michael J Berardi, Michal Bliman, David Bonalle, Jennifer Anne Elwood, Matthew C Hood, Susan E Isenberg, Alexandra Mayers, Trevor J Perry, Peter D Saunders, Kathryn D Scheding, Sejal Ajit Shah, Kristin L VonWald, John R Williamson: System and method for assigning a funding source for a radio frequency identification device. American Express Travel Related Services Company, Fitzpatrick Cella Harper & Scinto, July 24, 2007: US07249112 (120 worldwide citation)

A transponder-reader payment system includes a RFID reader for interrogating a transponder, and a fob including a transponder which is associated with fob data file funded by one or more funding sources. In exemplary operation, the fob identifying information may be presented to the RFID reader for ...


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David Bonalle, Michal Bliman, Peter D Saunders, John Robert Williamson: Systems and methods for managing account information lifecycles. American Express Travel Related Services Company, Snell & Wilmer L, April 23, 2013: US08429041 (10 worldwide citation)

Systems and methods are configured to manage data sets associated with a financial transaction instrument. For example, a method is provided for facilitating the management of data sets on a financial transaction instrument that is issued by an issuer. The method includes the steps of: adding, by a ...


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Michael J Berardi, Michal Bliman, David Bonalle, Jennifer Anne Elwood, Matthew C Hood, Susan E Isenberg, Alexandra Mayers, Trevor J Perry, Peter D Saunders, Kathryn D Scheding, Sejal Ajit Shah, Kristin L VonWald, John R Williamson: Reload protocol at a transaction processing entity. CHARTOLEAUX KG LIABILITY COMPANY, Brundidge & Stanger P C, September 27, 2016: US09454752 (1 worldwide citation)

A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. In exemplary operation, the fob identifying information may be presented to the RFID reader for completion of a transaction request. The transaction request may be provide ...


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David Bonalle, Brian Bender, Mehmet E Dedeoglu, Rajendra Rane, Tamara Odinec, Patrick Lowery: Systems and methods for digital spend based targeting and measurement. AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, Snell & Wilmer L, August 21, 2018: US10055759

The present disclosure includes a system, method, and article of manufacture for spend based targeting. In various embodiments, the system may transmit, to a third party system, a spend data file associating a first party cookie ID with spend data, as well as a first party cookie ID and/or a third p ...


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