1
Daniel Schutzer, William Hull Forster Jr, Huanrui Hu, Wenke Lee, Salvatore J Stolfo, Wei Fan: Method and system for using intelligent agents for financial transactions, services, accounting, and advice. Citibank N A, George T Kilpatrick Stockton Marcou, July 6, 1999: US05920848 (393 worldwide citation)

The present invention relates to the use of computerized intelligent agents to facilitate the integration of networked performance of financial transactions with computerized methods of financial accounting. Incorporated into this combined financial transaction/financial accounting system are intell ...


2
Daniel Schutzer: Method and system for bill presentment and payment. Citibank N A, George T Marcou, Kilpatrick Stockton, September 18, 2001: US06292789 (314 worldwide citation)

A method and system for presentment of bills on a computer network includes a biller account hosted on a server of a bill service provider for receiving a bill file from a biller that includes bill data. The biller account automatically formats a bill for a consumer from the bill data. The bill file ...


3
Daniel Schutzer: System and method for use of distributed electronic wallets. Citibank N A, George T Marcou, Kilpatrick Stockton, March 29, 2005: US06873974 (286 worldwide citation)

Methods and systems whereby two electronic wallets communicate and exchange information. In one such system, a consumer's personal electronic wallet communicates with the exclusive or preferred wallet of a web merchant. In one such system, an internet consumer registers with a web merchant's exclusi ...


4
Daniel Schutzer: Method and system for strong, convenient authentication of a web user. Citibank N A, George T Marcou, Kilpatrick Stockton, November 29, 2005: US06970853 (30 worldwide citation)

A method and system for strong, convenient authentication of a web user makes use, for example, of a computing device, such as a user's personal computer (PC), coupled over a network, such as the Internet, to one or more servers, such as the host server of an authenticating authority, as well as one ...


5
Daniel Schutzer: System and method of using e-mail centered internet interaction. Citibank N A, George T Marcou, Kilpatrick Stockton, August 30, 2005: US06938033 (4 worldwide citation)

The present invention allows an e-mail server to process requests for Web pages and forward copies of the requested Web pages as attachments to e-mail messages. In addition to providing copies of a first set of Web pages themselves, the present invention also copies additional Web pages referenced b ...


6
Daniel Schutzer: Method and system of transaction security. Citibank N A, George T Marcou, Kilpatrick Stockton, January 23, 2007: US07168091 (2 worldwide citation)

A method and system for secure authentication of a user in a session conducted over an interactive communication channel, such as a two-way telephony communication channel, with an authenticating entity, such as a financial institution, utilizes a session identifier, such as pseudorandom noise to de ...


7
Daniel Schutzer: Method and system of transaction security. George T Marcou, Kilpatrick Stockton, September 16, 2004: US20040181669-A1

A method and system for secure authentication of a user in a session conducted over an interactive communication channel, such as a two-way telephony communication channel, with an authenticating entity, such as a financial institution, utilizes a session identifier, such as pseudorandom noise to de ...


8
Mark Choey, Daniel Schutzer, David Schreiber: Method and system of transaction card fraud mitigation utilizing location based services. Kilpatrick Stockton, September 25, 2003: US20030182194-A1

A method and system of transaction card fraud mitigation utilizes location based services provided by a card holder's wireless carrier for verification of whether or not a transaction with the card holder's transaction card is fraudulent. For example, when factors indicative of a likelihood of a fra ...


9
Daniel Schutzer: Method and system for payment over the internet. George T Marcou, Kilpatrick Stockton, March 14, 2002: US20020032653-A1

A method and system for integrated payment services by a financial institution providing on-line payments, risk management, account information protection, escrow services, and payee holding accounts. The system involves payments via web site, email, Internet phone, and personal appliances, such as ...


10
Daniel Schutzer: Method and system for strong, convenient authentication of a web user. Kilpatrick Stockton, May 2, 2002: US20020053035-A1

A method and system for strong, convenient authentication of a web user makes use, for example, of a computing device, such as a user's personal computer (PC), coupled over a network, such as the Internet, to one or more servers, such as the host server of an authenticating authority, as well as one ...



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