1
Jay S Walker, Bruce Schneier, Sanjay K Jindal, Daniel E Tedesco: Method and device for generating a single-use financial account number. Walker Digital, Patrick J Buckley, Dean Alderucci, December 19, 2000: US06163771 (367 worldwide citation)

A device for facilitating financial account transactions is described which includes a processing unit including a cryptographic processor. The device also includes an input unit, a display unit and a memory device connected to the processing unit. The memory device contains a private cryptographic ...


2
Jay S Walker, Sanjay K Jindal, Daniel E Tedesco: System and method for establishing and executing functions to affect credit card accounts and transactions. Walker Asset Management Partnership, Robert R Lech, Charles A Rattner, August 31, 1999: US05945653 (345 worldwide citation)

A system and process for establishing a function having a corresponding function identifier. The function is adapted to be processed during a transaction such as a point-of-sale transaction that may involve a credit card. The system and process involve identifying an account having an account identi ...


3
Jay S Walker, Andrew S Van Luchene, Daniel E Tedesco, Joshua D Rogers: Multiple party reward system utilizing single account. Walker Digital, Dean P Alderucci, December 4, 2001: US06327573 (301 worldwide citation)

A method enabling a frequent shopper reward system capable of tracking performance data of a plurality of members or account holders linked to a single frequent shopper account.


4
Jay S Walker, T Scott Case, Tracy Hartmann, Daniel E Tedesco: System and method for motivating submission of conditional purchase offers. priceline com Incorporated, Jeffrey L Brandt, Morgan & Finnegan, March 21, 2000: US06041308 (283 worldwide citation)

A system and method are disclosed for encouraging buyers to submit CPOs to a CPO management system for a desired product. The CPO management system processes each received CPO to determine whether one or more sellers are willing to accept a given CPO. The disclosed CPO management system compensates ...


5
Daniel E Tedesco, Jay S Walker, James A Jorasch: Vending machine method and apparatus for encouraging participation in a marketing effort. Walker Digital, Dean Alderucci, Nandu A Talwalker, Brian M Dugan, December 12, 2000: US06161059 (281 worldwide citation)

A vending machine method and apparatus are disclosed for encouraging vending machine customers to review a marketing promotion or to participate in a survey while making a purchase. Customers are immediately rewarded for providing responses about about the marketing promotion that was previously pre ...


6
Jay S Walker, Daniel E Tedesco, Andrew S Van Luchene, James A Jorasch: Method and system for controlling authorization of credit card transactions. Walker Asset Management, Dean Alderucci, December 7, 1999: US05999596 (246 worldwide citation)

A method and apparatus for controlling credit card use. As described in one aspect of the disclosure, a method is disclosed for facilitating communication between a first person (e.g., an account holder) and a second person (e.g., a user) so that the first person may authorize a transaction between ...


7
Jay S Walker, Andrew S Van Luchene, Magdalena Mik, Daniel E Tedesco: Purchasing systems and methods wherein a buyer takes possession at a retailer of a product purchased using a communication network. Walker Digital, Magdalena M Fincham, June 22, 2004: US06754636 (233 worldwide citation)

Purchasing systems and methods are provided wherein a buyer takes possession of a product at a retailer. A purchasing system may communicate with a buyer through a communication network to establish a first price for a product between the buyer and a seller. The purchasing system may also arrange fo ...


8
Jay S Walker, Daniel E Tedesco, Andrew S Vanluchene, James A Jorasch, T Scott Case: Conditional purchase offer (CPO) management system for packages. priceline com Incorporated, Morgan & Finnegan, April 22, 2003: US06553346 (212 worldwide citation)

A conditional purchase offer (CPO) management system for receiving and processing CPOs for packages of component goods or services. The package CPO management system preferably deconstructs an overall package CPO into component CPOs which are individually offered to sellers. If each component CPO of ...


9
Jay S Walker, Daniel E Tedesco, James A Jorasch: System and method for aggregating multiple buyers utilizing conditional purchase offers (CPOS). priceline com Incorporated, Jeffrey L Brandt, Morgan & Finnegan L, July 9, 2002: US06418415 (207 worldwide citation)

An aggregate conditional purchase offer (CPO) management system for receiving and processing CPOs from buyers for one or more goods or services is disclosed. Received CPOs are processed to determine whether the CPO should be provided to sellers individually and/or collectively as part of an aggregat ...


10
Jay S Walker, Daniel E Tedesco, James A Jorasch, Robert R Lech: Method and apparatus for issuing and managing gift certificates. Walker Digital, Kurt M Maschoff, Dean Alderucci, February 27, 2001: US06193155 (176 worldwide citation)

The present invention relates to a method and apparatus for issuing and redeeming a gift certificate drawn on a credit card or other financial account. The present invention includes a first aspect directed to a merchant card authorization terminal and a second aspect directed to a credit card issue ...