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Bates Peter Kirwan, Bonalle David S, Francolini Gail A, Ing Samantha S, Kunian Danielle L, Malnati Leigh R, Nulle Danielle R, Skilling Belmond Lisa E, Webb Lisa A, Young Kevin Robert: Radio frequency fobs and methods of using the same. American Express Travel Related Services Company, Bates Peter Kirwan, Bonalle David S, Francolini Gail A, Ing Samantha S, Kunian Danielle L, Malnati Leigh R, Nulle Danielle R, Skilling Belmond Lisa E, Webb Lisa A, Young Kevin Robert, SCHERRER Stephen T, December 1, 2005: WO/2005/112685 (8 worldwide citation)

Transaction tokens ('fobs') having wireless functionality and methods of using the same are provided. More specifically, fobs are provided having radio frequency functionality such that information, such as payment information, identification information, or other like information, may be wirelessly ...


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Berardi Michael J, Bliman Michael, Bonalle David S, Elwood Jennifer Anne, Hood Matthew C, Isenberg Susan E, Malnati Leigh, Mayers Alexandra, Mueller Sue, Norcross Zarita, Saunders Peter D, Scheding Kathryn D, Shah Sejal Ajit, Skilling Belmond Lisa, Vander, Eyk Becky, Williamson John R: A transparent transaction card. American Express Travel Related Services Company, SOBELMAN Howard I, May 27, 2004: WO/2004/044825 (4 worldwide citation)

The present invention relates to a process for producing a transparent or translucent transaction card having multiple features, such as a holographic foil, integrated circuit chip, RFID circuitry, silver magnetic stripe with text on the magnetic stripe, opacity gradient, an invisible optically reco ...


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Beenau Blayn W, Bonalle David S, Fields Seth W, Gray William J, Larkin Carl, Montgomery Joshua L, Saunders Peter D: System for biometric security using a fob. American Express Travel Related Services Company, Beenau Blayn W, Bonalle David S, Fields Seth W, Gray William J, Larkin Carl, Montgomery Joshua L, Saunders Peter D, SOBELMAN Howard I, October 20, 2005: WO/2005/098737 (3 worldwide citation)

The present invention discloses a system and methods for biometric security using biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric se ...


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Bonalle David S, Salow Glen: System for biometric security using a smartcard. American Express Travel Related Services Company, Bonalle David S, Salow Glen, sSOBELMAN Howard I, February 9, 2006: WO/2006/014205 (2 worldwide citation)

The present invention discloses a system and methods for biometric security using biometrics in a smartcard transaction system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric ...


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Berardi Michael J, Bliman Michael, Bonalle David S, Elwood Jennifer Anne, Hood Matthew C: A transparent transaction card. American Express Travel Related Services Coompany, September 21, 2005: TWI240209 (1 worldwide citation)

The present invention relates to a process for producing an transparent or translucent transaction card having multiple features, such as a holographic foil, integrated circuit chip, RFID circuitry, silver magnetic stripe with text on the magnetic stripe, opacity gradient, an invisible optically rec ...


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Beenau Blayn W, Bliman Michal, Bonalle David S, Montgomery Joshua L, Saunders Peter D, Williamson John R: Systems and methods for managing multiple accounts on a rf transaction instrument. American Express Travel Related Services Company, Beenau Blayn W, Bliman Michal, Bonalle David S, Montgomery Joshua L, Saunders Peter D, Williamson John R, FITZPATRICK Joseph, September 29, 2005: WO/2005/089132 (1 worldwide citation)

Systems and methods are configured to manage data sets associated with a transaction instrument. For example, a method is provided for facilitating the management of distinct data sets on a transaction instrument that are provided by distinct data set owners, wherein the distinct data sets may inclu ...


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Bonalle David S, Salow Glen: System for biometric security using a smartcard. American Express Travel Relate, April 4, 2007: GB2430785-A

The present invention discloses a system and methods for biometric security using biometrics in a smartcard transaction system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric ...


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Berardi Michael J, Bliman Michal, Bonalle David S, Elwood Jennifer Anne, Hood Matthew C, Isenberg Susan E, Mayers Alexandra, Saunders Peter D, Scheding Kathryn D, Shah Sejal Ajit, Williamson John R: System and method for payment using radio frequency identification in contact and contactless transactions. American Express Travel Relate, April 28, 2004: EP1413150-A2

A transporter-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a personalization system for populating onto the fob and RFID reader identifying information and security and authentification keys which ma ...


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