1
Pradeep K Bansal, Lee Begeja, Edward Chapman Durkee, Jeffrey Joseph Farah, Rajesh Kapadia, John Gerow Ramage, Benjamin J Stern: Method and apparatus for transferring money via a telephone call. AT&T, Kenyon & Kenyon, March 27, 2001: US06206283 (119 worldwide citation)

An individual transfers money from a cash card (or the account that the cash card is tied to) by making a wireless phone call to another individual. A combination of a MONDEX style card with the individual phone cards are used for this purpose. This electronic cash (“ecash”) ecash/phone card is inse ...


2
Pradeep K Bansal, Lee Begeja, Jeffrey Joseph Farah, Rajesh Kapadia, Bernard S L Renger, Benjamin J Stern: System and method for automated emergency call breakthrough. AT&T, March 27, 2001: US06208726 (49 worldwide citation)

An emergency breakthrough system allows users to break through a busy signal, using an automated rather than operator assisted technique. Upon receipt of a busy signal, rather than hanging up and dialing an operator to gain a manual assistance for third party call breakthrough, the calling party is ...


3
Lynne Shapiro Brotman, James M Farber, Benjamin J Stern: Disambiguation of alphabetic characters in an automated call processing environment. AT&T, June 29, 1999: US05917890 (39 worldwide citation)

Automated capture of an uttered alphabetic character is provided by using an input, beyond the uttered alphabetic character, to disambiguate an incorrectly captured character. The input is an indication of a telephone key representing the uttered alphabetic character. The indication can be a dual to ...


4
Pradeep K Bansal, Lee Begeja, Carroll W Creswell, Jeffrey Farah, Benjamin J Stern, Jay Wilpon: Digital social network trust propagation. AT&T Intellectual Property II, Jackson Walker L, September 21, 2010: US07802290 (38 worldwide citation)

A trust propagation system is disclosed that propagates trust data based on established trust relationships. The trust system may automatically propagate trust data between parties A and C based on trust relationships with a common party B. Trust data may include authentication data such as biometri ...


5
Pradeep K Bansal, Lee Begeja, Jeffrey Joseph Farah, Rajesh Kapadia, Bernard S Renger, Benjamin J Stern: Reducing calling costs for wireless phones using multiple mobile identification numbers. AT&T, Joseph C Redmond Jr, Morgan & Finnegan, February 25, 2003: US06526272 (33 worldwide citation)

A system, method, and computer program product that reduces calling costs for a wireless phone through the use of multiple mobile identification numbers (MINs). The wireless phone is associated with multiple MINs, which are stored in a profile on the wireless phone network or within the wireless pho ...


6
Deborah W Brown, Randy G Goldberg, Stephen Michael Marcus, Richard R Rosinski, Benjamin J Stern: Statistical database correction of alphanumeric account numbers for speech recognition and touch-tone recognition. AT&T, Kenyon & Kenyon, October 24, 2000: US06137863 (31 worldwide citation)

A method and apparatus for recognizing an identifier entered by a user. A caller enters a predetermined identifier through a voice input device or a touch-tone keypad of a telephone handset. A signal representing the entered identifier is transmitted to a remote recognizer, which responds to the ide ...


7
Pradeep K Bansal, Lee Begeja, Carroll W Creswell, Jeffrey Farah, Benjamin J Stern, Jay Wilpon: Speaker-verification digital signatures. AT&T Intellectual Property II, July 31, 2012: US08234494 (30 worldwide citation)

A speaker-verification digital signature system is disclosed that provides greater confidence in communications having digital signatures because a signing party may be prompted to speak a text-phrase that may be different for each digital signature, thus making it difficult for anyone other than th ...


8
Pradeep K Bansal, Lee Begeja, Jeffrey Joseph Farah, Rajesh Kapadia, John Gerow Ramage, Benjamin J Stern: Method for transferring money. August 27, 2002: US06439456 (26 worldwide citation)

A method for transferring money is described. This method can include providing a cash card having stored thereon an amount of money; making a telephone call to a predetermined telephone number using the cash card as a payment device for the telephone call; dialing a predetermined suffix to the pred ...


9
Pradeep K Bansal, Lee Begeja, Carroll W Creswell, Jeffrey Farah, Benjamin J Stern, Jay Wilpon: Digital communication biometric authentication. AT&T Intellectual Property II, Scott P Zimmerman PLLC, September 10, 2013: US08533485 (21 worldwide citation)

A biometric authentication system is disclosed that provides authentication capability using biometric data in connection with a challenge for parties engaging in digital communications such as digital text-oriented, interactive digital communications. End-user systems may be coupled to devices that ...


10
Narendra K Gupta, Benjamin J Stern: Voice-operated interface for DTMF-controlled systems. AT&T, March 15, 2005: US06868142 (20 worldwide citation)

An arrangement for allowing “hands-free” access to DTMF-controlled systems, such as one's voice mail messaging systems, utilizes a speech-to-DTMF tone application that monitors the communication between the user and the DTMF-controlled system. A speech recognition unit is utilized to retrieve certai ...