1
Michael J Berardi, Michal Bliman, David S Bonalle, Jennifer Anne Elwood, Matthew C Hood, Susan E Isenberg, Alexandra Mayers, Peter D Saunders, Kathryn D Scheding, Sejal Ajit Shah, John R Williamson: System and method for payment using radio frequency identification in contact and contactless transactions. American Express Travel Related Services Company, Fitzpatrick Cella Harper & Scinto, July 3, 2007: US07239226 (122 worldwide citation)

A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a personalization system for populating onto the fob and RFID reader identifying information and security and authentication keys which may ...


2
Michael J Berardi, Michal Bliman, David Bonalle, Jennifer Anne Elwood, Matthew C Hood, Susan E Isenberg, Alexandra Mayers, Trevor J Perry, Peter D Saunders, Kathryn D Scheding, Sejal Ajit Shah, Kristin L VonWald, John R Williamson: System and method for assigning a funding source for a radio frequency identification device. American Express Travel Related Services Company, Fitzpatrick Cella Harper & Scinto, July 24, 2007: US07249112 (107 worldwide citation)

A transponder-reader payment system includes a RFID reader for interrogating a transponder, and a fob including a transponder which is associated with fob data file funded by one or more funding sources. In exemplary operation, the fob identifying information may be presented to the RFID reader for ...


3
Michael J Berardi, Michael Bliman, David S Bonalle, Jennifer Anne Elwood, Becky Vander Eyk, Matthew C Hood, Susan E Isenberg, Leigh Malnati, Alexandra Mayers, Sue Mueller, Zarita Norcross, Peter D Saunders, Kathryn D Scheding, Sejal Ajit Shah, Lisa Skilling Belmond, John R Williamson: Clear contactless card. American Express Travel Related Services Company, Snell & Wilmer L, October 27, 2009: US07607583 (25 worldwide citation)

The present invention relates to a process for producing an transparent or translucent transaction card having multiple features, such as a holographic foil, integrated circuit chip, RFID circuitry, silver magnetic stripe with text on the magnetic stripe, opacity gradient, an invisible optically rec ...


4
Michael J Berardi, Michal Bliman, David S Bonalle, Jennifer Anne Elwood, Becky Vander Eyk, Matthew C Hood, Susan E Isenberg, Leigh Malnati, Alexandra Mayers, Sue Mueller, Zarita Norcross, Peter D Saunders, Kathryn D Scheding, Sejal Ajit Shah, Lisa Skilling Belmond, John R Williamson: Clear contactless card. American Express Travel Related Services Company, Snell & Wilmer L, December 11, 2007: US07306158 (14 worldwide citation)

The present invention relates to a process for producing an transparent or translucent transaction card having multiple features, such as a holographic foil, integrated circuit chip, RFID circuitry, silver magnetic stripe with text on the magnetic stripe, opacity gradient, an invisible optically rec ...


5
Michael J Berardi, Michal Bliman, David S Bonalle, Jennifer Anne Elwood, Matthew C Hood, Susan E Isenberg, Alexandra Mayers, Trevor J Perry, Peter D Saunders, Kathryn D Scheding, Sejal Ajit Shah, Kristin L VonWald, John R Williamson: Authorizing payment subsequent to RF transactions. Xatra Fund MX, Snell & Wilmer L, February 15, 2011: US07889052 (9 worldwide citation)

A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a payment device separate and distinct from the fob, but associated with payment account mutually shared with the fob. In exemplary operatio ...


6
Michael J Berardi, Michal Bliman, David S Bonalle, Jennifer Anne Elwood, Matthew C Hood, Susan E Isenberg, Alexandra Mayers, Peter D Saunders, Kathryn D Scheding, Sejal Ajit Shah, John R Williamson: System and method for payment using radio frequency identification in contact and contactless transactions. Snell & Wilmer, One Arizona Center, March 11, 2004: US20040049451-A1 (1 worldwide citation)

A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a personalization system for populating onto the fob and RFID reader identifying information and security and authentication keys which may ...


7
Michael J Berardi, Michal Bliman, David Bonalle, Jennifer Anne Elwood, Matthew C Hood, Susan E Isenberg, Alexandra Mayers, Trevor J Perry, Peter D Saunders, Kathryn D Scheding, Sejal Ajit Shah, Kristin L VonWald, John R Williamson: Reload protocol at a transaction processing entity. CHARTOLEAUX KG LIABILITY COMPANY, Brundidge & Stanger P C, September 27, 2016: US09454752

A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. In exemplary operation, the fob identifying information may be presented to the RFID reader for completion of a transaction request. The transaction request may be provide ...


8
Michael J Berardi, Michal Bliman, David S Bonalle, Jennifer Anne Elwood, Matthew C Hood, Susan E Isenberg, Alexandra Mayers, Peter D Saunders, Kathryn D Scheding, Sejal Ajit Shah, John R Williamson: Securing a transaction between a transponder and a reader. Xatra Fund MX, Brundidge Stanger P C, October 28, 2014: US08872619

A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a personalization system for populating onto the fob and RFID reader identifying information and security and authentication keys which may ...


9
Michael J Berardi, Michal Bliman, David S Bonalle, Jennifer Anne Elwood, Becky Vander Eyk, Matthew C Hood, Susan E Isenberg, Leigh Malnati, Alexandra Mayers, Sue Mueller, Zarita Norcross, Peter D Saunders, Kathryn D Scheding, Sejal Ajit Shah, Lisa Skilling Belmond, John R Williamson: Transparent transaction card. American Express Travel Related Services Company, Snell & Wilmer, One Arizona Center, June 24, 2004: US20040118930-A1

The present invention relates to a process for producing an transparent or translucent transaction card having multiple features, such as a holographic foil, integrated circuit chip, RFID circuitry, silver magnetic stripe with text on the magnetic stripe, opacity gradient, an invisible optically rec ...


10
Michael J Berardi, Michal Bliman, David Bonalle, Jennifer Anne Elwood, Matthew C Hood, Susan E Isenberg, Alexandra Mayers, Trevor J Perry, Peter D Saunders, Kathryn D Scheding, Sejal Ajit Shah, Kristin L VonWald, John R Williamson: System and method for selecting load options for use in radio frequency identification in contact and contactless transactions. Snell & Wilmer, One Arizona Center, January 15, 2004: US20040010449-A1

A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. In exemplary operation, the fob identifying information may be presented to the RFID reader for completion of a transaction request. The transaction request may be provide ...



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