1
Matthias Blume, Michael A Lazarus, Larry S Peranich, Frederique Vernhes, William R Caid, Ted E Dunning, Gerald R Russell, Kevin L Sitze: Predictive modeling of consumer financial behavior using supervised segmentation and nearest-neighbor matching. Fair Isaac Corporation, Michael A Glenn, Glenn Patent Group, Robert Sachs, January 4, 2005: US06839682 (322 worldwide citation)

Predictive modeling of consumer financial behavior, including determination of likely responses to particular marketing efforts, is provided by application of consumer transaction data to predictive models associated with merchant segments. The merchant segments are derived from the consumer transac ...


2
William Robert Caid, Joel Lawrence Carleton, Pu Oing, David John Sudbeck: Context vector generation and retrieval. Fair Isaac Corporation, Michael A Glenn, Robert Sachs, Glenn Patent Group, July 31, 2007: US07251637 (174 worldwide citation)

A system and method for generating context vectors for use in storage and retrieval of documents and other information items. Context vectors represent conceptual relationships among information items by quantitative means. A neural network operates on a training corpus of records to develop relatio ...


3
Justin Lawyer, Alex Barclay, Dirk Englund, Robert Holmes, Dimpy Pathria, Tim Roach, Scott Zoldi: Self-learning real-time prioritization of telecommunication fraud control actions. Fair Isaac Corporation, Robert Sachs, Michael A Glenn, Glenn Patent Group, July 22, 2003: US06597775 (91 worldwide citation)

A predictive model system is used to detect telecommunications fraud. Call records (CDRs) provided by telephone companies are evaluated against specified rules. If one or more rules are matched, the system generates an alert. Pending alerts for a customer form a case, describing the caller's ca ...


4
Walter W Lee, Daniel Shoham, Wesley K Wilhelm, Joseph P Milana, Alan P Jost: Score based decisioning. Fair Isaac Corporation, Michael A Glenn, Robert Sachs, Glenn Patent Group, July 31, 2007: US07251624 (77 worldwide citation)

The invention aids an entity to selectively request additional data about a user to serve the needs of the entity without causing the user to have an adverse reaction. The invention helps an entity to determine the condition under which to request additional data so as to reduce the likelihood of ca ...


5
Carlos A Serrano Morales, David J Mellor, Chris W Werner, Jean Luc Marce, Marc Lerman: Approach for generating rules. Fair Isaac Corporation, Glenn Patent Group, Michael A Glenn, Robert Sachs, November 15, 2005: US06965889 (48 worldwide citation)

A novel approach for generating and updating rules allows non-technical users to create and modify rules. A rules generation system includes a rules engineer interface, user interfaces and a rules generator. The rules engineer interface is an interface through which a rules engineer, such as rules e ...


6
Carlos A Serrano Morales, David J Mellor, Chris W Werner, Jean Luc Marce, Marc Lerman: Approach for re-using business rules. Fair Isaac Corporation, Glenn Patent Group, Michael A Glenn, Robert Sachs, March 8, 2005: US06865566 (43 worldwide citation)

An approach is described for developing software that executes rules, such as business rules. A group of rule templates defines a rule structure for rules that may be executed by a rules engine. Separate ruleflow templates define tasks that entail the execution of rules. Each of the ruleflow templat ...


7
Yinghua Lin, Stephen Coggeshall: Marketing selection optimization process. Center for Adaptive Systems Applications, Glenn Patent, Michael A Glenn, Robert Sachs, January 25, 2005: US06847934 (29 worldwide citation)

A market selection optimization method comprising the steps of assigning product offers to consumers in the presence of multiple constraints, such that each consumer is assigned at least one product offer; determining a difference in expected profitabilty associated with the assigned product offer a ...


8
Nallan C Suresh, Jean de Traversay, Hyma Gollamudi, Krassimir G Ianakiev, Anu K Pathria, Michael K Tyler: Sequencing models of healthcare related states. Fair Isaac Corporation, Michael A Glenn, Robert Sachs, Glenn Patent Group, August 28, 2007: US07263492 (28 worldwide citation)

Transition probability sequencing models and metrics are derived from healthcare claims data to identify potentially fraudulent or abusive practices, providers, doctors, clients, or other entities. Healthcare reimbursement claims from hospitals, skilled nursing facilities, doctors, etc., are process ...


9
Johannes W F Majoor: Mechanism and method for continuous operation of a rule server. Fair Isaac Corporation, Michael A Glenn, Robert Sachs, Glenn Patent Group, January 31, 2006: US06993514 (26 worldwide citation)

An improved method and mechanism is disclosed for updating rules used by a rule server. An embodiment is directed to a method and mechanism for connecting one or more rule service agents to a rule server, in which rules may be changed and put into operation without taking the rule server offline.


10
Johannes W F Majoor: Mechanism and method for specified temporal deployment of rules within a rule server. Fair Isaac Corporation, Michael A Glenn, Glenn Patent Group, Robert Sachs, September 13, 2005: US06944604 (20 worldwide citation)

An improved method and mechanism for specified temporal deployment of rules within a rules server. A rules server applies a set of rules, stored within a rulebase, to a given set of input values or parameters. Each rule is associated with a start time and an end time. Upon receiving a transaction re ...