1
Jamily Pentz, Emmet Burns, Richard J Collins, R Bruce Montgomery, A Allen Kendle: Data card. Bank of America Corporation, Michael A Springs, Covington & Burling, October 29, 2002: US06471127 (125 worldwide citation)

A data card is reduced in size from the conventional standard size credit card. Accessibility of the card is enhanced because the card may be stored in a separate location from conventionally sized cards, such as on a key-chain or similar device. The card of the present invention has a means for sto ...


2
David D Strunk, Aaron D Kephart, Steven J Liseski, Robin M Fields: System and method for interactive advertising. Bank of America Corporation, Michael A Springs, Covington & Burling, March 16, 2004: US06708176 (116 worldwide citation)

An interactive advertising and public announcement system having storage and processing capabilities, as well as a display device, configured to store, process and/or display a media presentation. The media presentation proceeds according to a Playlist that may incorporate links to web-based content ...


3
James Ashfield, David Shroyer, Douglas Brown: Location based authentication of mobile device transactions. Bank of America Corporation, Banner & Witcoff, Michael A Springs, October 23, 2012: US08295898 (82 worldwide citation)

Systems, methods, and software for implementing location-based authentication of both online and mobile web-based transactions. This implementation may involve verifying whether a mobile device (such as a cellular telephone) is proximate to a computer from which the transaction is being performed. D ...


4
David Wayne Barnhardt, Charles F Pigg: Fraud protection. Bank of America Corporation, Banner & Witcoff, Michael A Springs, August 18, 2009: US07575157 (72 worldwide citation)

Systems and methods are illustrated for providing enhanced fraud protection. Aspects of the fraud protection system may be implemented by a filter that may be configured to detect fraud in a transaction between a financial institution and a customer. An input device may receive data that corresponds ...


5
Samuel Jeff Carter, Ray Garcia, David Joa, David Joffe, John Mertz, Zoran Obradovic, Hans Schumacher: Authentication methods for use in financial transactions and information banking. Bank of America Corporation, Banner & Witcoff, Michael A Springs, October 4, 2011: US08028896 (71 worldwide citation)

A method for conducting a financial transaction can be used by a person using a mobile device to conduct the transaction. The mobile device receives information related to the person that can be used for authentication purposes, such as a PIN or biometric data. The mobile device then authenticates t ...


6
Puneet Kumar, Debashis Ghosh, Matthew Brian Cincera, Sudeshna Banerjee: Itemized receipt tracking system. Bank of America Corporation, Michael A Springs, Moore & Van Allen PLLC, August 24, 2010: US07783515 (68 worldwide citation)

Embodiments of the present invention are directed to apparatuses, systems, methods, and computer program products for: (1) receiving transaction data from a transaction involving a consumer, where the transaction data comprises product-level information; (2) storing the transaction data in memory; a ...


7
Pavan Chayanam, Todd Inskeep, Eric William Miller, Clay Newton, David Charles Shroyer: Reusable authentication experience tool. Bank of America Corporation, Banner & Witcoff, Michael A Springs, March 13, 2012: US08136148 (61 worldwide citation)

A reusable authentication component may be integrated into a web page to communicate with an authentication server and authenticate a user to the web page. The reusable authentication component may implement a complex authentication process, including multiple user interfaces to receive multiple ass ...


8
Somnath Choudhuri, Daniel Bodalski, Matthew Hoke, Sethu V Iyer, Charles Pigg: Multi-stage filtering for fraud detection with customer history filters. Bank of America Corporation, Michael A Springs, Moore & Van Allen PLLC, Andrew D Gerschutz, May 21, 2013: US08447674 (54 worldwide citation)

A multi-stage filtering process and system for fraud detection is disclosed. The process includes one or more preliminary filtration stages followed by one or more additional filtration stages that may include customer history filters that provide for enhanced screening for fraudulent activity. Over ...


9
Amy Baker Folk, Daniel Christopher Bohen: RFID drawer integration with cash handling devices and point of sale devices. Bank of America Corporation, Banner & Witcoff, Michael A Springs, September 6, 2011: US08011581 (54 worldwide citation)

Methods, systems, and devices utilize RFID devices in order to provide integrated information for receivables, inventory, and/or transactions from point of sale (POS) devices and cash handling device(s) to accounting systems. Transactions (e.g., debit card, credit card, coin, cash, check, etc.) are ...


10
James G Ronca, David T Frew: Image and data processing system. Bank of America Corporation, Moore & Van Allen PLLC, Steven B Phillips, Michael A Springs, September 2, 2008: US07421153 (54 worldwide citation)

A system and method for processing financial information is provided. A client request may be received through an application program interface (API). A first set of data based on the client request may be retrieved through the API from a first information repository comprising information on debit ...