1
Eric Won
Cuong Do, Avery Bairamian, Xuan S Bui, Joe Butryn, Edward M R Dudasik, Marc Andino Guzman, Nhut Trung Ha, Mohammed Khan, Mitsuru Tamura, Randal H Yokomoto: Flexible configuration automatic teller machine. Citicorp Development Center, George T Marcou, Kilpatrick Stockton, March 27, 2001: US06206284 (27 worldwide citation)

An automated bank teller machine (ATM) is provided which is characteristically easy to configure, regardless of whether a replenish-from-the-front (RFTF) configuration or a replenish-from-the-rear (RFTR) configuration is chosen. In particular, the ATM according to the present invention includes a se ...


2
Darcy Walker, Lawrence J Sussman, Mona Mayr, Charles G Dean Jr, Dennis Seib, Richard Musci, Glenn Marino: System and method to performing on-line credit reviews and approvals. Citibank N A, George T Marcou, Kilpatrick Stockton, July 11, 2000: US06088686 (617 worldwide citation)

A user-friendly on-line computerized system operates in real-time thus streamlining the processing of applications for products and services offered by a financial institution. The system automates many steps in the credit and liability review and approval process, performs background credit worthin ...


3
Alan Slater: System and method for performing an electronic financial transaction. Citibank N A, George T Marcou, James J Bindseil, Kilpatrick Stockton, August 1, 2000: US06098053 (491 worldwide citation)

A system and method for performing an on-line ATM/POS transaction utilizing checking or savings account funds over a public access network is disclosed. The invention comprises creating an electronic financial transaction instruction comprising card information and security information that are encr ...


4
Arthur A Schein, Paul Aron, Dan A Demeter, Faraz Ataie, Frank Bamberger, John McGlynn, Florence Musalo, Margot Paul, John Poplizio, Lucila, Michael Tsien, Michael Yorke: Global financial services integration system and process. Citibank N A, George T Marcou, Kilpatrick Stockton, May 1, 2001: US06226623 (434 worldwide citation)

A global standard messaging system and process for allowing customers to access a full range of global financial services using a variety of access points. The system includes a global communications network that integrates customer information and makes the information accessible from remote locati ...


5
Neil D Potter, Bohdan Chomut, David M Jacobs, Peter E Rayner, Cynthia M Anasson, Elizabeth J Friedman: Method and system for performing automated financial transactions involving foreign currencies. Crossmar, George T Marcou, Kilpatrick Stockton, July 28, 1998: US05787402 (361 worldwide citation)

A method and system for performing financial transaction involving foreign currencies deals in virtually all trading currencies, automatically incorporates the current market process and operates in a secure environment. Customers can access the system on-line and in real time through various termin ...


6
John G Hawkins, Dave M Jacobs, Rick Fitzpatrick: Method and apparatus for trading securities electronically. Crossmar, George T Marcou, James J Bindseil, Kilpatrick Stockton, February 22, 2000: US06029146 (345 worldwide citation)

The Broker to Broker Matching Electronic Trading Confirmation system confirms and settles trade orders placed between brokers from various regions of the world. It automatically matches the originating broker's orders with the executing broker's confirmations, generates and sends settlement instruct ...


7
Edward Horowitz, Mark Ambrose, Michael Fetta, Steve Hakim, Michael Kaufman, David Robinson: Automated system and method for customized and personalized presentation of products and services of a financial institution. Citibank N A, George T Marcou, Kilpatrick Stockton, February 19, 2002: US06349290 (326 worldwide citation)

An automated system and method for presenting both interactive and proactive customized and personalized advice for a customer by a financial institution is based on a sophisticated customer profile generated by the system according to an analysis of the customer from a totality of the customer&apos ...


8
L Scott Humphries, Glenn Rasmussen, Douglas L Voita, James D Pritchett: Home automation system. IntelliNet, George T Marcou, Kilpatrick & Cody L, April 15, 1997: US05621662 (322 worldwide citation)

A home automation system comprises a number of sub-systems for controlling various aspects of a house, such as a security sub-system, an HVAC sub-system, a lighting control sub-system, and an entertainment sub-system. The network comprises a host computer connected through a host interface to a plur ...


9
Daniel Schutzer: Method and system for bill presentment and payment. Citibank N A, George T Marcou, Kilpatrick Stockton, September 18, 2001: US06292789 (315 worldwide citation)

A method and system for presentment of bills on a computer network includes a biller account hosted on a server of a bill service provider for receiving a bill file from a biller that includes bill data. The biller account automatically formats a bill for a consumer from the bill data. The bill file ...


10
Daniel Schutzer: System and method for use of distributed electronic wallets. Citibank N A, George T Marcou, Kilpatrick Stockton, March 29, 2005: US06873974 (287 worldwide citation)

Methods and systems whereby two electronic wallets communicate and exchange information. In one such system, a consumer's personal electronic wallet communicates with the exclusive or preferred wallet of a web merchant. In one such system, an internet consumer registers with a web merchant's exclusi ...



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