1
Max Levchin, Luke Paul Nosek, Peter Thiel, Scott Alan Banister: System and method for electronically exchanging value among distributed users. PayPal, Park Vaughan & Fleming, August 8, 2006: US07089208 (352 worldwide citation)

A system and method for facilitating a value exchange transaction. A first party initiates the transaction by selecting or providing an identifier of another party and the value to be exchanged. The second party may be identified by a pre-existing identifier such as an electronic mail address, telep ...


2
Luke Paul Nosek: Instant availability of electronically transferred funds. PayPal, Park Vaughan & Fleming, March 13, 2007: US07191151 (75 worldwide citation)

A system and method for making proceeds of an ACH (Automated Clearing House) transaction available to a user before the transaction is completed. The system may be part of an on-line or traditional merchant or system configured to allow or facilitate payments or fund transfers from users. When a use ...


3
Brian Boesch: E-mail invoked electronic commerce. Paypal, Paypal International, Kenyon & Kenyon, May 12, 2009: US07533064 (67 worldwide citation)

A system and method for merchant invoked electronic commerce allowing consumers to purchase items over a network and merchants to receive payment information relating to the purchases. The system includes a server having software which gathers the purchasing information from a consumer to complete a ...


4
Giacomo Digrigoli, George Lee: Multicurrency exchanges between participants of a network-based transaction facility. PayPal, Schwegman Lundberg & Woessner P A, June 22, 2010: US07742985 (63 worldwide citation)

A method and apparatus for facilitating online payment transactions in multiple currencies between participants of a network-based transaction facility are described. In one embodiment, a user interface is communicated to a sender via a communications network. The user interface facilitates sender i ...


5
James E Templeton, Sanjay Bhargava: System and method for verifying a financial instrument. PayPal, Schwegman Lundberg & Woessner P A, September 30, 2008: US07430537 (55 worldwide citation)

A system and method for verifying a financial instrument or a user's authorization to use a financial instrument. The system initiates one or more verifying transactions involving the instrument, with details that may vary from one transaction to another, such as the type of transaction (e.g., depos ...


6
Luke Paul Nosek, Christopher Richman, Roelof Frederik Botha, Maria Lee, Kyle Hansen, Todd Pearson, Denise Aptekar: Instant availability of electronically transferred funds. PayPal, Schwegman Lundberg & Woessner P A, November 1, 2011: US08050997 (51 worldwide citation)

A system and method for making proceeds of an ACH (Automated Clearinghouse) transaction available to a user before the transaction is completed. The system may be part of an on-line system or traditional merchant configured to facilitate payments or fund transfers from users. A user requests the tra ...


7
Max Levchin, Robert Frezza: System and method for depicting on-line transactions. PayPal, Park Vaughan & Fleming, July 24, 2007: US07249094 (44 worldwide citation)

A system and methods are provided for depicting on-line transactions. Transactions may be represented as a connected graph with various visual and/or aural attributes indicating different statuses for various transaction parameters. Nodes may represent entities providing or receiving value, while ed ...


8
Christian Hogl, Josef Gundel: Method for transmitting a code. PayPal, Schwegman Lundberg & Woessner P A, September 20, 2011: US08024260 (22 worldwide citation)

The present invention relates to a method for transmitting a code to a user in which the user transmits his or her financial account identifier information to a code allocation unit 3, the code allocation unit 3 transfers an amount of money to the financial institution 5 specified by the user and/or ...


9
James E Templeton, Sanjay Bhargava: System and method for reducing RIKS associated with accepting a financial instrument. PayPal, Schwegman Lundberg & Woessner P A, October 23, 2012: US08296204 (18 worldwide citation)

A system and method for verifying a financial instrument or a user's authorization to use a financial instrument. The system initiates one or more verifying transactions involving the instrument, with details that may vary from one transaction to another, such as the type of transaction (e.g., depos ...


10
Christian Hogl, Josef Gundel: Method for transmitting a code. PayPal, Schwegman Lundberg & Woessner P A, October 30, 2012: US08301556 (18 worldwide citation)

The present invention relates to a method for transmitting a code to a user in which the user transmits his or her financial account identifier information to a code allocation unit 3, the code allocation unit 3 transfers an amount of money to the financial institution 5 specified by the user and/or ...