1
Edward J Hogan: System and method for bill delivery and payment over a communications network. MasterCard International, Brumbaugh Graves Donohue & Raymond, December 16, 1997: US05699528 (1063 worldwide citation)

In a bill delivery and payment system, users are able to access a server computer on a communications network to obtain bill information and pay bills. For example, such a communications network may be the Internet or the World Wide Web thereof. Using a personal computer, a user can access a Web sit ...


2
Edward J Hogan: System and method for conducting cashless transactions on a computer network. MasterCard International, Brumbaugh Graves Donohue & Raymond, November 25, 1997: US05692132 (549 worldwide citation)

In a commercial transaction system, a system user uses a personal computer to interact with merchant computers over the Internet to conduct cashless transactions. Each system user computer processes data including a balance stored in the computer's memory and updates the stored data at the end of th ...


3
Nicole N Risafi, Burnett D Hunter, Kevin McKenzie, Janice Wiggins, Brian Stangle: System and method for using a prepaid card. MasterCard International Incorporated, Baker Botts L, October 29, 2002: US06473500 (486 worldwide citation)

A system for using a prepaid card permits a card user to purchase a card, issued by an issuer such as a bank, through an agent at a retail establishment via a terminal, select a PIN, have the card activated at the point of purchase, use the card to purchase goods and services, and reload the card fo ...


4
John C Elliott, James A O Connell, Lawrence Ladouceur, William Altman, Keith Jarett: Multi-issuer transaction device with individual identification verification plug-in application modules for each issuer. MasterCard International, Brumbaugh Graves Donohue & Raymond, October 2, 1990: US04961142 (480 worldwide citation)

A transaction terminal for use with diverse credit or other transaction cards is provided with an interface unit for receiving a plurality of modules, wherein each module contains programming information corresponding to transactions that may be carried out with at least one of the diverse identific ...


5
Edward J Hogan: System and method for conducting cashless transactions. MasterCard International, Brumbaugh Graves Donohue & Raymond, December 30, 1997: US05704046 (341 worldwide citation)

In a commercial transaction system, a system user uses a card device to interact with sales or transaction terminals to conduct cashless transactions. Each terminal processes data including a balance stored on the card device and updates the stored data at the end of the transaction. The system is s ...


6
Edward J Hogan: System and method for conducting cashless transactions. MasterCard International, Brumbaugh Graves Donohue & Raymond, September 17, 1996: US05557516 (291 worldwide citation)

In a commercial transaction system, a system user uses a card device to interact with sales or transaction terminals to conduct cashless transactions. Each terminal processes data including a balance stored on the card device and updates the stored data at the end of the transaction. The system is s ...


7
Andrew W Tarbox: System and method for processing a customized financial transaction card. MasterCard International, Brumbaugh Graves Donohue & Raymond, January 6, 1998: US05705798 (260 worldwide citation)

The present invention provides for a system and method of performing financial transactions which include a financial card that stores pre-selected transaction instructions corresponding to one or more financial transactions, such as cash withdrawal, or bill payment, or the like. These cards are use ...


8
William A Lutz, John B Wright, Noel Moss, Richard Delia: Travelers cheque transaction terminal. MasterCard International, Brumbaugh Graves Donohue & Raymond, June 11, 1991: US05023782 (246 worldwide citation)

An electronic travelers cheque transaction terminal for use in a financial institution such as a bank for purposes of assisting in the sale, refund or encashment of travelers cheques, and used in combination with a host computer with which the terminal is connected by telephone communication lines a ...


9
John Wankmueller: Method and system for conducting transactions using a payment card with two technologies. Mastercard International, Baker Botts L, February 22, 2005: US06857566 (178 worldwide citation)

A system for conducting financial transactions is provided wherein payment cards have stored account information including a first portion readable by a first machine-readable technology and a second portion readable by a second different machine-readable technology. Terminals employing both of said ...


10
Constance W Kling, Jay S Levy, Cheryl A Meliones: System and method for processing multiple electronic transaction requests. MasterCard International Incorporated, Baker & Botts L, March 2, 1999: US05878215 (168 worldwide citation)

The present invention provides for a system and method for processing multiple electronic messages in one transmission, or data group, and responding individually to the service requests based on urgency indicators present in the data group. The disclosure describes a system that contains a switch a ...



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