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Eric Won
Cuong Do, Avery Bairamian, Xuan S Bui, Joe Butryn, Edward M R Dudasik, Marc Andino Guzman, Nhut Trung Ha, Mohammed Khan, Mitsuru Tamura, Randal H Yokomoto: Flexible configuration automatic teller machine. Citicorp Development Center, George T Marcou, Kilpatrick Stockton, March 27, 2001: US06206284 (27 worldwide citation)

An automated bank teller machine (ATM) is provided which is characteristically easy to configure, regardless of whether a replenish-from-the-front (RFTF) configuration or a replenish-from-the-rear (RFTR) configuration is chosen. In particular, the ATM according to the present invention includes a se ...


2
James Zeanah, Charles Abbott, Nik Boyd, Albert Cohen, James Cook, Michael Grandcolas, Sikhun Lan, Bonnie Lindsley, Grigor Markarian, Leslie Moss: System and method for delivering financial services. Citicorp Development Center, George T Kilpatrick Stockton Marcou, August 3, 1999: US05933816 (428 worldwide citation)

A delivery system and method allow a financial institution to provide financial services to a plurality of remote devices, such as personal computers, personal data assistants, and screen phones. In addition to providing services to these remote devices, the system and method provide services to aut ...


3
John Downing, William M Hernandez, William D Hooper, Netty Meiroff, Jaithirth Rao, Rodman Reef, Howard A Schechtman, Edward Horowitz: Method and system for transferring funds from an account to an individual. Citicorp Development Center, George T Kilpatrick Stockton Marcou, October 5, 1999: US05963647 (277 worldwide citation)

Disclosed is a system and method for transferring funds. The invention supports funds transfers from a source account to a cash access file which can be accessed virtually twenty-four hours a day by both customers and non-customers. Access is achieved by the recipient entering a codeword selected by ...


4
Philip C Shinn: System and method of biometric smart card user authentication. Citicorp Development Center, George T Marcou, Kilpatrick Stockton, December 2, 2003: US06655585 (268 worldwide citation)

A system and method for authenticating a smart card user at a reader device makes use of an application on a smart card microprocessor on which information fields relating to biometric information for the user and a table of pre-defined probability of occurrence values for user authentication is sto ...


5
Joseph C Kawan: System for performing financial transactions using a smartcard. Citicorp Development Center, George T Marcou, Kilpatrick Stockton, January 4, 2000: US06012049 (199 worldwide citation)

A financial information and transaction system comprising a host financial computer system, which host system maintains records of user account information; at least one terminal providing a user interface for accessing the host financial computer system, the at least one terminal including a means ...


6
Nigel Pinnell: System and method for performing an on-line transaction using a single-use payment instrument. Citicorp Development Center, George T Marcou, King & Spalding, July 8, 2008: US07398253 (192 worldwide citation)

A system and method for performing an on-line transaction, such as making a payment, with a single-use payment instrument makes use of computer hardware and software, such as the computing device of a customer, the customer's bank's home banking server, the bank's card authorization server, a vendor ...


7
Joseph C Kawan: System for performing financial transactions using a smart card. Citicorp Development Center, George T Marcou, Kilpatrick Stockton, September 11, 2001: US06289324 (181 worldwide citation)

A financial information and transaction system comprising a host financial computer system, which host system maintains records of user account information; at least one terminal providing a user interface for accessing the host financial computer system, the at least one terminal including a means ...


8
Theodore J Krawiec, Stephen M Gryte, John Frederick Riblett, Chris Shu Wing Yu: System and method for providing global self-service financial transaction terminals with worldwide web content, centralized management, and local and remote administration. Citicorp Development Center, George T Marcou, Kilpatrick Stockton, May 23, 2006: US07051096 (154 worldwide citation)

A method and system for providing global self-service transaction terminals or automatic teller machines (ATMs) affords worldwide web content to ATM customers, centralized management for ATM operators, and supports local and remote administration for ATM field service personnel. The system includes ...


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Sylvia Bornemisza Wahr, Kevin Sy Lam, Frank McCallick, Roy Sinai, Peter Paradiso, Howard A Schechtman, Kenneth J Randall, Peter Tompkins, Teresa A Petach: Method and system for banking institution interactive center. Citicorp Development Center, George T Kilpatrick Stockton Marcou, June 6, 2000: US06073119 (153 worldwide citation)

This invention generally relates to a banking facility layout and a method and system for networked customer and other user interaction with a variety of functions. These functions include access to networks, such as the internet, email capability, options to view information on banking capabilities ...


10
Edward Horowitz, Joseph C Kawan, Henry Lichstein: System and method for transferring value to a magnetic stripe on a transaction card. Citicorp Development Center, George T Marcou, Kilpatrick Stockton, January 28, 2003: US06510983 (153 worldwide citation)

The present invention discloses a system and method enabling value stored in an advanced technology memory on a transaction card to be utilized in a magnetic stripe transaction with the card. The invention provides a special transaction number that is encrypted and recorded on the magnetic stripe of ...