1
Sholom S Rosen: Trusted agents for open electronic commerce. Citibank N A, Morgan & Finnegan L, September 17, 1996: US05557518 (842 worldwide citation)

A system for open electronic commerce having a customer trusted agent securely communicating with a first money module, and a merchant trusted agent securely communicating with a second money module. Both trusted agents are capable of establishing a first cryptographically secure session, and both m ...


2
Maria M Mandler, Ann P McLaughlin, Robert R Battenfelder, James E Rouen, Levi Y Orbach, Carol Benson, Marjorie Engber, James E Nevens, William Joseph Krajewski, Carol A Baldwin Moody, John P Figliozzi, Keith W Luke, Cornelia Blemings, Kathleen M Dixon: System and method for a risk-based purchase of goods. Citibank N A, Kenyon & Kenyon, March 24, 1998: US05732400 (763 worldwide citation)

A system and method provides for enabling on-line transactional services among sellers and buyers having no previous relationship with each other. The system includes a financial clearinghouse for receiving a request for goods or services from a buyer and making a real-time determination of a risk c ...


3
Sholom S Rosen: Electronic-monetary system. Citibank N A, Thomas P Dowling, Laurence J Bromberg, September 26, 1995: US05453601 (726 worldwide citation)

An improved monetary system using electronic media to exchange economic value securely and reliably. The invention provides a complete monetary system having electronic money that is interchangeable with conventional paper money comprising (1) issuing banks or financial institutions that are coupled ...


4
Barry Alan Clark, John D Onofrio: Interface device for electronically integrating global financial services. Citibank N A, Kilpatrick Stockton, January 20, 1998: US05710889 (696 worldwide citation)

An interface device for electronically integrating a plurality of financial services provided at different geographical locations and in different time zones, and delivering such services directly to a customer facility at any time requested by the customer. The customer connects to the system whene ...


5
Darcy Walker, Lawrence J Sussman, Mona Mayr, Charles G Dean Jr, Dennis Seib, Richard Musci, Glenn Marino: System and method to performing on-line credit reviews and approvals. Citibank N A, George T Marcou, Kilpatrick Stockton, July 11, 2000: US06088686 (618 worldwide citation)

A user-friendly on-line computerized system operates in real-time thus streamlining the processing of applications for products and services offered by a financial institution. The system automates many steps in the credit and liability review and approval process, performs background credit worthin ...


6
Alan Slater: System and method for performing an electronic financial transaction. Citibank N A, George T Marcou, James J Bindseil, Kilpatrick Stockton, August 1, 2000: US06098053 (492 worldwide citation)

A system and method for performing an on-line ATM/POS transaction utilizing checking or savings account funds over a public access network is disclosed. The invention comprises creating an electronic financial transaction instruction comprising card information and security information that are encr ...


7
Anthony R Melchione, Rafael Martinez, Eric Seifert, Martin Hirsch: Sales and marketing support system using a customer information database. Citibank N A, George T Kilpatrick Stockton Marcou, July 27, 1999: US05930764 (469 worldwide citation)

A sales process support system and method for identifying sales targets using a centralized database to improve marketing success. The system includes a central database that receives comprehensive information from a variety of internal and external feeds, and standardizes and households the informa ...


8
Anthony R Melchione, Rafael Martinez, Eric Seifert, Martin Hirsch: Sales and marketing support system using a graphical query prospect database. Citibank N A, George T Kilpatrick Stockton Marcou, October 12, 1999: US05966695 (437 worldwide citation)

An electronic sales and service support system and method for identifying sales targets using a centralized database to improve marketing success. The system includes a central database that receives comprehensive information from a variety of internal and external feeds, and standardizes and househ ...


9
Arthur A Schein, Paul Aron, Dan A Demeter, Faraz Ataie, Frank Bamberger, John McGlynn, Florence Musalo, Margot Paul, John Poplizio, Lucila, Michael Tsien, Michael Yorke: Global financial services integration system and process. Citibank N A, George T Marcou, Kilpatrick Stockton, May 1, 2001: US06226623 (434 worldwide citation)

A global standard messaging system and process for allowing customers to access a full range of global financial services using a variety of access points. The system includes a global communications network that integrates customer information and makes the information accessible from remote locati ...


10
Sholom S Rosen: Electronic-monetary system. Citibank N A, Thomas P Dowling, Laurence J Bromberg, October 3, 1995: US05455407 (419 worldwide citation)

An improved monetary system using electronic media to exchange economic value securely and reliably. The invention provides a complete monetary system having electronic money that is interchangeable with conventional paper money comprising (1) issuing banks or financial institutions that are coupled ...



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