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William Hohle: Methods and apparatus for dynamic smartcard synchronization and personalization. American Express Travel Related Services Co, Snell & Wilmer L, March 13, 2001: US06199762 (138 worldwide citation)

A system generally for personalizing and synchronizing smartcard data in the context of a distributed transaction system is disclosed. A dynamic smartcard synchronization system comprises access points configured to initiate a transaction in conjunction with a smartcard, an enterprise data collectio ...


2
Perry A Cohagan, Mary Ann Fitzmaurice, Aliza Freud, Birgitta Mayer, Julia Menichilli, Jason Nanton, Ray Sharp, Scott Vosburgh, Penelope Wood Kulko: Geographic area multiple service card system. American Express Travel Related Services Co, Snell & Wilmer L, January 16, 2007: US07163145 (40 worldwide citation)

The invention provides consumers with the services of multiple cards or accounts while allowing consumers to carry a single card, transponder, code and/or other access device. Because the card may access combined services such as financial transaction services and transportation services, the system ...


3
David J Batten, Derek C Eastwood, Stuart Q Wilson: System and method for building full batch test environments. American Express Travel Related Services Co, Fitzpatrick Cella Harper & Scinto, January 20, 2009: US07480898 (13 worldwide citation)

The invention includes an integrated toolset of software development aids for testing of software systems directed toward the production, access, management, and retrieval of stored data by providing a fast and efficient means for a developer to recreate production data within a testing environment. ...


4
Dennis Lacivita, Michael Mansell, Vernon Marshall, Michael Mulder, Sandeep Sacheti, Brent Vallat: System and method for interactive secure dialog between card holder and issuer. American Express Travel Related Services Co, Fitzpatrick Cella Harper & Scinto, November 28, 2006: US07143069 (11 worldwide citation)

A computer implemented method and apparatus for ensuring secured dialog between a card holder and a card provider via a network is provided. The system facilitates real-time communicate between a card provider virtual agent and a card holder using a card holder interface operating via a network. In ...


5
Becker Mark Douglas, Butterfass Alissa Judith, Reda Eva: Rewarding frequent fliers with last seat availability. American Express Travel Related Services Co, Becker Mark Douglas, Butterfass Alissa Judith, Reda Eva, RAY Michael B, December 28, 2006: WO/2006/138595 (10 worldwide citation)

An airline may offer two procedures for redeeming frequent flier miles for tickets on a specified flight of that airline, with one procedure available to frequent flier program members that do not have transactional cards associated with the frequent flier program, and another redemption procedure a ...


6
Trey Neemann, Fred Bishop, Michael Barrett, David Armes: System and method for two-step payment transaction authorizations. American Express Travel Related Services Co, Fitzpatrick Cella Harper & Scinto, October 7, 2008: US07431207 (7 worldwide citation)

To process a commercial transaction, a merchant receives a card payment request from a customer. The merchant redirects the customer to the card issuer. The authorization computer of the card issuer communicates with the customer and authenticates the identity of the customer as the true cardholder ...


7
Sean M Keenan, Bill Turko, Bob Morgan: Transaction card information access web service. American Express Travel Related Services Co, Fitzpatrick Cella Harper & Scinto, March 11, 2008: US07342918 (5 worldwide citation)

There is provided a platform neutral method and system for retrieving card information in an extensible markup language (XML) format over the internet via a web service comprising the steps of formulating a simple access object protocol (SOAP) request for the selected information at a consumer appli ...


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Mj Berardi, M Bliman, Ds Bonalle: System and method for payment using radio frequency identifycation contact and contactless transactions. American Express Travel Related Services Co, huang xiaolin, October 20, 2004: CN02813783

A transporter-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a personalization system for populating onto the fob and RFID reader identifying information and security and authentification keys which ma ...