1
Donna A Antonucci: System and method for a multiple merchant stored value card. American Express Travel Relate Services Company, Fitzpatrick Cella Harper & Scinto, October 20, 2009: US07606730 (49 worldwide citation)

The loyalty system allows a consumer to accumulate general loyalty points from one or more merchants, and convert any desired subset of general points to loyalty dollars associated with a specific merchant. The system stores, for each consumer, the merchant loyalty dollars (or monetary equivalent) b ...


2
Petit Frederic, Hohle William: Smart card with business partner scheme or travel application. American Express Travel Relate, December 27, 2000: GB2351379-A (44 worldwide citation)

A smart card comprises a common application, e.g. a cardholder identification application 404, 406, and at least one second application concerned with a travel related and/or business partnering scheme application. Preferably, the second application is either a payment system 408, with stored accoun ...


3
Hohle William, Petit Frederic: Smart card with travel and/or business partner scheme applications. American Express Travel Relate, July 28, 1999: GB2333630-A (16 worldwide citation)

A smart card comprises a common application, e.g. a cardholder identification application 404, 406, and at least one second application concerned with a travel related and/or business partnering scheme application. Preferably the second application is either a payment system 408, with stored account ...


4
Faenza William J Jr, Lasch Ellen, Webb Lisa, Vigiletti Judy: Transparent transaction card with infrared blocking layer. American Express Travel Relate, July 17, 2002: EP1222620-A2 (6 worldwide citation)

The present invention relates to a process for producing an opaque, transparent or translucent transaction card having multiple features, such as a holographic foil, integrated circuit chip, silver magnetic stripe with text on the magnetic stripe, opacity gradient, an invisible optically recognizabl ...


5

6

7
Berardi Michael J, Bliman Michal, Bonalle David, Elwood Jennifer A, Hood Matthew C, Isenberg Susan E, Mayers Alexandra, Perry Trevor J, Saunders Peter D, Scheding Kathryn D, Shah Sejal Ajit, Vonwald Kristin L, Williamson John R: System and method for incenting payment using radio frequency identification in contact and contactless transactions. American Express Travel Relate, August 17, 2005: EP1563421-A2

A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a payment device separate and distinct from the fob, but associated with payment account mutually shared with the fob. In exemplary operatio ...


8
Blandina Michael, Berry Robert, Belczynski Mari: Stored value transaction system including an integrated database server. American Express Travel Relate, March 21, 2001: GB2354359-A

An integrated database and information server are provided that efficiently share information and tasks between various stored value programs. A server is configured to provide reusable objects and data structures that are suitably shared between various stored value products. A database at the serv ...


9

10