1
N J Greco, E M White, S G Fine, G R Haught, E M Pihl, G Bullock, James M Batman, W Gillespie, D Roland, K Babij: Method for accessing and evaluating information for processing an application for insurance. Allstate Insurance Company, Finnegan Henderson Farabow Garrett & Dunner L, September 15, 1998: US05809478 (274 worldwide citation)

A method of controlling a computer network to render information needs and risk evaluative decisions includes the matching of profiles, defined by data characteristics and collective characteristics, to customer data. Multiple profiles are matched to arrive at a consensus decision, in addition to pr ...


2
Frank P Palmer: Credit risk evaluation with responsibility factors. Allstate Insurance Company, Banner & Witcoff, December 27, 2011: US08086523 (71 worldwide citation)

A system, device, and method for calculating an enhanced credit score using insurance rating information, individual rating factors, interaction rating factors, geographic rating factors, vehicle monitoring rating factors, and/or credit risk information is disclosed. Insurance rating information, in ...


3
Frederick F Cripe, Stephen Fiete: Usage-based insurance cost determination system and method. Allstate Insurance Company, Foley & Lardner, October 2, 2012: US08280752 (67 worldwide citation)

A system and method for calculating and applying insurance costs. For vehicle insurance under one embodiment of the present invention, insurance costs are calculated on a per-mile basis in a nonlinear fashion, assigning different levels of risk based upon the distance driven by a customer. In one em ...


4
Jennifer A Brandmaier, James Gillespie, Stephen Hughes, Daniel Koza, William Loo, Francis Lowry: Determining whether a vehicle is parked for automated accident detection, fault attribution, and claims processing. Allstate Insurance Company, Banner & Witcoff, April 28, 2015: US09019092 (62 worldwide citation)

Sensors installed at a vehicle may automatically detect that a disturbance event, such as a collision, has occurred at the vehicle. A disturbance response module installed at the vehicle may automatically determine whether the vehicle was running and whether the vehicle was moving when the disturban ...


5
Gerald R Haught, Ernest M Pihl Jr, James M Batman, Karl M Babij: Method and apparatus for obtaining data from vendors in real time. Allstate Insurance Company, Finnegan Henderson Farabow Garrett & Dunner, June 24, 2003: US06584467 (62 worldwide citation)

A system and method of controlling a computer network to obtain information needed to render risk evaluative decisions from vendors in real time. The information may be obtained for agents preparing insurance applications or for an automated application processing system. Agents or automated applica ...


6
Mark V Slusar: Insurance system related to a vehicle-to-vehicle communication system. Allstate Insurance Company, Banner & Witcoff, July 12, 2016: US09390451 (60 worldwide citation)

System and methods are disclosed for determining, through vehicle-to-vehicle communication, whether vehicles are involved in autonomous droning. Vehicle driving data and other information may be used to calculate a autonomous droning reward amount. In addition, vehicle involved in a drafting relatio ...


7
Mark V Slusar: Driving analysis using vehicle-to-vehicle communication. Allstate Insurance Company, Banner & Witcoff, September 29, 2015: US09147353 (56 worldwide citation)

One or more driving analysis computing devices in a driving analysis system may be configured to analyze driving data, determine driving behaviors, and calculate driver scores based on driving data transmitted using vehicle-to-vehicle (V2V) communications. Driving data from multiple vehicles may be ...


8
Randall Hanson, James A Ledder, Charles Ronald O Halloran: Communication of insurance claim data. Allstate Insurance Company, Banner & Witcoff, September 11, 2012: US08265963 (54 worldwide citation)

Aspects of the invention are directed to methods and systems for efficiently communicating data between an insurer and a non-referral repair shop, e.g., vehicle repair shops that are normally not preapproved by the insurer to perform the estimating and repair work. The methods and systems described ...


9
Clint J Marlow, Bryan Keith Corder: Enhanced unmanned aerial vehicles for damage inspection. Allstate Insurance Company, Banner & Witcoff, November 29, 2016: US09505494 (48 worldwide citation)

Systems and methods for performing insurance damage inspection by an unmanned aerial vehicle (UAV) are provided. A computing device may receive a request to inspect a vehicle, the request comprising a location of the vehicle. The computing device may identify a UAV from a plurality of UAVs that is l ...


10
Randall Hanson, James A Ledder, Charles Ronald O Halloran: Communication of insurance claim data. Allstate Insurance Company, Banner & Witcoff, September 3, 2013: US08527305 (48 worldwide citation)

Aspects of the invention are directed to methods and systems for efficiently communicating data between an insurer and a non-referral repair shop, e.g., vehicle repair shops that are normally not preapproved by the insurer to perform the estimating and repair work. The methods and systems described ...