09454752 is referenced by 1 patents and cites 1642 patents.

A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. In exemplary operation, the fob identifying information may be presented to the RFID reader for completion of a transaction request. The transaction request may be provided to a fob issuer system which retrieves a value for satisfying the transaction request from a fob associated transaction data file. The issuer system may deplete the transaction data file in accordance with the transaction request and replenish the data file in accordance with fob user or fob issuer defined reload protocol.

Title
Reload protocol at a transaction processing entity
Application Number
10/318432
Publication Number
9454752 (B2)
Application Date
December 13, 2002
Publication Date
September 27, 2016
Inventor
John R Williamson
Jersey City
NJ, US
Kristin L VonWald
South Jordan
UT, US
Sejal Ajit Shah
New York
NY, US
Kathryn D Scheding
New York
NY, US
Peter D Saunders
Salt Lake City
UT, US
Trevor J Perry
West Jordan
UT, US
Alexandra Mayers
Brooklyn
NY, US
Susan E Isenberg
New York
NY, US
Matthew C Hood
Wayne
PA, US
Jennifer Anne Elwood
New York
NY, US
David Bonalle
New Rochelle
NY, US
Michal Bliman
Matawan
NJ, US
Michael J Berardi
Lauderhill
FL, US
Agent
Brundidge & Stanger P C
Assignee
CHARTOLEAUX KG LIABILITY COMPANY
DE, US
IPC
G07C 9/00
G06Q 20/32
G06Q 20/20
G06Q 20/14
G06Q 20/04
G06Q 20/00
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